Allen County property record for 12597 Speranza Dr, Fort Wayne, IN 46818
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 4,710 sqft · built 2019 |
| Lot Size | 0.282 acres (12,264 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $202,160 (Sep 2020) |
| Tax Bill | $3,231 (2025) |
| Deeds & Mortgages | Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-11-05-227-011.000-038 |
| Primary APN | 02-11-05-227-011.000-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,710 sqft Living Area |
| Gross Area | 5,454 sqft |
| 1st Floor Area | 2,355 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 12,264 sqft (0.282 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12597 SPERANZA DR |
|---|---|
| City | FORT WAYNE |
| State | IN |
| Zip | 46818-0071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALMIRA LAKES SEC I LOT 47 |
| Legal Subdivision | PALMIRA LAKES |
| Legal Lot Number | 47 |
| Jurisdiction | ALLEN IN |
| Township / Civil Division | ABOITE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11608 |
12597 Speranza Dr is owned and occupied by two individuals who bought it in September 2020.
Source: Allen County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12597 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Deed of Trust, Mortgage | |
| Sep 23, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THREE RIVERS FCU |
| Oct 4, 2018 | Warranty Deed, Transfer RENAISSANCE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2020 · Amount on File |
| Deed Sale | Sep 23, 2020 · Amount on File |
| Prior Sale | Oct 4, 2018 · Amount on File |
| Deed Document Number | 202057915 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN IN |
| Property Address | 12597 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Sep 23, 2020 |
| Property Address | 12597 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Document Number | 2020057915 |
| Map Reference | CAB G PG 194 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2020057915 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12597 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Document Number | 2020057916 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 2020057916 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Oct 4, 2018 |
| Property Address | 12597 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Document Number | 2018051309 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 2018051309 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Title Company | RENAISSANCE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4823, LAFAYETTE, IN 47903-4823 |
The 2025 property tax bill for 12597 Speranza Dr was $3,231 with a homeowner's exemption, down 5% from the year before.
Source: Allen County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Allen County |
| County Subdivision | Aboite Township |
| Unified School District | Southwest Allen County Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,231.00 (-5.03%) | $413,600 (+0.63%) Land $79,500 Building $334,100 | $413,600 (+0.63%) Land $79,500 Building $334,100 |
| 2024 | $3,402.00 (+14.55%) | $411,000 (+6.89%) Land $79,500 Building $331,500 | $411,000 (+6.89%) Land $79,500 Building $331,500 |
| 2023 | $2,970.00 (+16.06%) | $384,500 (+11%) Land $66,300 Building $318,200 | $384,500 (+11%) Land $66,300 Building $318,200 |
| 2022 | $2,559.00 (-0.47%) | $346,400 Land $66,300 Building $280,100 | $346,400 Land $66,300 Building $280,100 |
| 2021 | $2,571.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12597 Speranza Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12597 Speranza Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2022 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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