Allen County property record for 12534 Speranza Dr, Fort Wayne, IN 46818
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,808 sqft · built 2020 |
| Lot Size | 0.292 acres (12,734 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $422,401 (May 2021) |
| Tax Bill | $4,578 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-11-05-228-020.000-038 |
| Primary APN | 02-11-05-228-020.000-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,808 sqft Living Area |
| Gross Area | 4,911 sqft |
| 1st Floor Area | 2,558 sqft |
| Basement Area | 1,581 sqft |
| Finished Basement | 1,250 sqft |
| Unfinished Basement | 331 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 12,734 sqft (0.292 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 772 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12534 SPERANZA DR |
|---|---|
| City | FORT WAYNE |
| State | IN |
| Zip | 46818-0071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALMIRA LAKES SEC I LOT 37 |
| Legal Subdivision | PALMIRA LAKES |
| Legal Lot Number | 37 |
| Jurisdiction | ALLEN IN |
| Township / Civil Division | ABOITE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11608 |
Source: Allen County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12534 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HALLMARK HOME MORTGAGE LLC |
| May 11, 2021 | Corporation Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC |
| Jul 17, 2020 | Warranty Deed, Transfer RENAISSANCE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2021 · Amount on Record |
| Deed Sale | May 11, 2021 · Amount on Record |
| Deed Document Number | 202131342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN IN |
| Property Address | 12534 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | TITAN TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 2021057828 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021057828 |
| Name | HALLMARK HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 40825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | May 1, 2051 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | May 11, 2021 |
| Property Address | 12534 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Document Number | 2021031342 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021031342 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Title Company | TARTAN TITLE SERVICES, TITAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12534 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Document Number | 2021031343 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021031343 |
| Name | HALLMARK HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Jul 17, 2020 |
| Property Address | 12534 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Document Number | 2020041649 |
| Map Reference | CAB G PF 194 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 2020041649 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Title Company | RENAISSANCE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10812 COLDWATER RD STE 1300, 1300, FORT WAYNE, IN 46845-1267 |
| Investor | Possibly a Property Investor |
Source: Allen County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Allen County |
| County Subdivision | Aboite Township |
| Unified School District | Southwest Allen County Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,578.00 (-1.38%) | $550,600 (+1.16%) Land $70,700 Building $479,900 | $550,600 (+1.16%) Land $70,700 Building $479,900 |
| 2024 | $4,642.00 (+16.78%) | $544,300 (+8.79%) Land $70,700 Building $473,600 | $544,300 (+8.79%) Land $70,700 Building $473,600 |
| 2023 | $3,975.00 (+18.02%) | $500,300 (+12.83%) Land $59,000 Building $441,300 | $500,300 (+12.83%) Land $59,000 Building $441,300 |
| 2022 | $3,368.00 | $443,400 Land $59,000 Building $384,400 | $443,400 Land $59,000 Building $384,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2022 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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