12502 Speranza Dr, Fort Wayne, IN 46818 Property Records

Allen County property record for 12502 Speranza Dr, Fort Wayne, IN 46818

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,457 sqft · built 2020
Lot Size0.285 acres (12,432 sqft)
Owner2 Individual Names on File
Last Sale$362,882 (May 2021)
Tax Bill$3,282 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-11-05-228-021.000-038

Property Details

APN / Parcel Number

Primary APN02-11-05-228-021.000-038
Alternative APN
  • 1155880038

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,457 sqft Living Area
Gross Area3,181 sqft
1st Floor Area2,297 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area12,432 sqft (0.285 acres)
TerrainRolling
Garage TypeAttached
Garage Area724 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address12502 SPERANZA DR
CityFORT WAYNE
StateIN
Zip46818-0071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALMIRA LAKES SEC I LOT 38
Legal SubdivisionPALMIRA LAKES
Legal Lot Number38
JurisdictionALLEN IN
Township / Civil DivisionABOITE
Census Block Group2
Census Block2002
Census Tract11608

Owner

Source: Allen County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12502 SPERANZA DR, FORT WAYNE, IN 46818-0071
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
TEACHERS CU
May 14, 2021Special Warranty Deed, Subdivision Related Transfer
Dec 27, 2019Warranty Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 14, 2021 · Amount on Record
Deed SaleMay 14, 2021 · Amount on Record
Prior SaleDec 27, 2019
Deed Document Number202132092
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN IN
Property Address12502 SPERANZA DR, FORT WAYNE, IN 46818-0071
Transaction TypeMortgage
Record UpdatedFeb 27, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021032093
DateMay 14, 2021
Instrument2021032093
Lender
NameTEACHERS CU
TypeCredit Union
AddressSOUTH BEND, IN 46601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

May 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionALLEN IN
Recording DateMay 14, 2021
Property Address12502 SPERANZA DR, FORT WAYNE, IN 46818-0071
Document Number2021032092
Instrument DateApr 30, 2021
Instrument2021032092
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 7, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12502 SPERANZA DR, FORT WAYNE, IN 46818-0071

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEN IN
Recording DateDec 27, 2019
Property Address12502 SPERANZA DR, FORT WAYNE, IN 46818-0071
Document Number2019067208
Instrument DateDec 18, 2019
Instrument2019067208
Transaction TypeTransfer
Record UpdatedFeb 7, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8051 WICKER AVE STE A, A, SAINT JOHN, IN 46373-1003
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyAllen County
County SubdivisionAboite Township
Unified School DistrictSouthwest Allen County Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,282.00 (-3.92%)$415,000 (+0.61%) Land $70,100 Building $344,900$415,000 (+0.61%) Land $70,100 Building $344,900
2024$3,416.00 (+11.2%)$412,500 (+4.11%) Land $70,100 Building $342,400$412,500 (+4.11%) Land $70,100 Building $342,400
2023$3,072.00 (+18.29%)$396,200 (+12.37%) Land $58,400 Building $337,800$396,200 (+12.37%) Land $58,400 Building $337,800
2022$2,597.00$352,600 Land $58,400 Building $294,200$352,600 Land $58,400 Building $294,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT WAYNE - 3 RIVERS FILTRATION PLANT
serves 269,994 people · EPA ID IN5202020
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2022
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Lakeland Internet
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Mercury Broadband
Fixed Wireless
150 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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