Allen County property record for 12503 Speranza Dr, Fort Wayne, IN 46818
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,864 sqft · built 2019 |
| Lot Size | 0.288 acres (12,546 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $414,640 (Jun 2020) |
| Tax Bill | $3,426 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-11-05-227-016.000-038 |
| Primary APN | 02-11-05-227-016.000-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,864 sqft Living Area |
| Gross Area | 5,632 sqft |
| 1st Floor Area | 2,432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 12,546 sqft (0.288 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12503 SPERANZA DR |
|---|---|
| City | FORT WAYNE |
| State | IN |
| Zip | 46818-0071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALMIRA LAKES SEC I LOT 42 |
| Legal Subdivision | PALMIRA LAKES |
| Legal Lot Number | 42 |
| Jurisdiction | ALLEN IN |
| Township / Civil Division | ABOITE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11608 |
Source: Allen County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12503 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST MERCHANTS BANK |
| Jun 24, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Oct 4, 2018 | Warranty Deed, Transfer RENAISSANCE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on Record |
| Deed Sale | Jun 24, 2020 · Amount on Record |
| Prior Sale | Oct 4, 2018 · Amount on Record |
| Deed Document Number | 202035518 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN IN |
| Property Address | 12503 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2019053346 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 2019053346 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 4 Months |
| Due | Feb 5, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Jun 24, 2020 |
| Property Address | 12503 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Document Number | 2020035518 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 2020035518 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 12, 2023 |
| Title Company | METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12503 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Document Number | 2020035519 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 2020035519 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Oct 4, 2018 |
| Property Address | 12503 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Document Number | 2018051309 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 2018051309 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Title Company | RENAISSANCE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4823, LAFAYETTE, IN 47903-4823 |
Source: Allen County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Allen County |
| County Subdivision | Aboite Township |
| Unified School District | Southwest Allen County Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,426.00 (-4.14%) | $430,100 (+0.14%) Land $81,400 Building $348,700 | $430,100 (+0.14%) Land $81,400 Building $348,700 |
| 2024 | $3,574.00 (+13.5%) | $429,500 (+6.02%) Land $81,400 Building $348,100 | $429,500 (+6.02%) Land $81,400 Building $348,100 |
| 2023 | $3,149.00 (+16.63%) | $405,100 (+11.08%) Land $67,800 Building $337,300 | $405,100 (+11.08%) Land $67,800 Building $337,300 |
| 2022 | $2,700.00 | $364,700 Land $67,800 Building $296,900 | $364,700 Land $67,800 Building $296,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2022 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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