Allen County property record for 12563 Speranza Dr, Fort Wayne, IN 46818
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,728 sqft · built 2020 |
| Lot Size | 0.283 acres (12,320 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $377,000 (Nov 2021) |
| Tax Bill | $6,850 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-11-05-227-013.000-038 |
| Primary APN | 02-11-05-227-013.000-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,728 sqft Living Area |
| Gross Area | 3,328 sqft |
| 1st Floor Area | 2,728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 12,320 sqft (0.283 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12563 SPERANZA DR |
|---|---|
| City | FORT WAYNE |
| State | IN |
| Zip | 46818-0071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALMIRA LAKES SEC I LOT 45 |
| Legal Subdivision | PALMIRA LAKES |
| Legal Lot Number | 45 |
| Jurisdiction | ALLEN IN |
| Township / Civil Division | ABOITE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11608 |
Source: Allen County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 752, OAKWOOD, GA 30566-0013 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2020 | Deed of Trust, Mortgage · Line of Credit COUNTRYSIDE BANK |
| Nov 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 15, 2019 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2021 · Amount on Record |
| Deed Sale | Nov 3, 2021 · Amount on Record |
| Prior Sale | Jan 28, 2021 · Amount on Record |
| Deed Document Number | 202174514 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN IN |
| Property Address | 12563 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2020005779 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 2020005779 |
| Name | COUNTRYSIDE BANK |
|---|---|
| Type | Bank |
| Address | LA GRANGE, IL 60525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Nov 3, 2021 |
| Property Address | 12563 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Document Number | 2021074514 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021074514 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12563 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Document Number | 2021074515 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021074515 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Feb 15, 2019 |
| Property Address | 12563 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Document Number | 2019007771 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 2019007771 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 8051 WICKER AVE, SAINT JOHN, IN 46373-1002 |
| Investor | Possibly a Property Investor |
Source: Allen County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Allen County |
| County Subdivision | Aboite Township |
| Unified School District | Southwest Allen County Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,850.00 (+1.59%) | $426,000 (+0.95%) Land $79,900 Building $346,100 | $426,000 (+0.95%) Land $79,900 Building $346,100 |
| 2024 | $6,743.00 (+6.24%) | $422,000 (+5.32%) Land $79,900 Building $342,100 | $422,000 (+5.32%) Land $79,900 Building $342,100 |
| 2023 | $6,347.00 (+136.92%) | $400,700 (+12.05%) Land $66,600 Building $334,100 | $400,700 (+12.05%) Land $66,600 Building $334,100 |
| 2022 | $2,679.00 | $357,600 Land $66,600 Building $291,000 | $357,600 Land $66,600 Building $291,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2022 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures