Allen County property record for 12539 Speranza Dr, Fort Wayne, IN 46818
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 4,076 sqft · built 2018 |
| Lot Size | 0.288 acres (12,539 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Aug 2024) |
| Tax Bill | $3,076 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-11-05-227-014.000-038 |
| Primary APN | 02-11-05-227-014.000-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,076 sqft Living Area |
| Gross Area | 4,789 sqft |
| 1st Floor Area | 2,038 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 12,539 sqft (0.288 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12539 SPERANZA DR |
|---|---|
| City | FORT WAYNE |
| State | IN |
| Zip | 46818-0071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALMIRA LAKES SEC I LOT 44 |
| Legal Subdivision | PALMIRA LAKES |
| Legal Lot Number | 44 |
| Jurisdiction | ALLEN IN |
| Township / Civil Division | ABOITE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11608 |
Source: Allen County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12539 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Sep 21, 2018 | Warranty Deed, Subdivision Related Transfer · ARM THREE RIVERS FCU |
| Jun 28, 2018 | Warranty Deed, Transfer LAFAYETTE BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on Record |
| Deed Sale | Aug 30, 2024 · Amount on Record |
| Prior Sale | Sep 21, 2018 · Amount on Record |
| Deed Document Number | 202443685 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN IN |
| Property Address | 12539 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | CENTURION LAND TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 12539 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Document Number | 2025056953 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025056953 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Sep 21, 2018 |
| Property Address | 12539 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Document Number | 2018048908 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 2018048908 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 12, 2023 |
| Title Company | METROPOLITAN TITLE OF INDIAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12539 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Document Number | 2018048909 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 2018048909 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Oct 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.37% |
| Index | 1-Year CMT |
| Max Rate | 10.3% |
| Document Number | 2018048911 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 2018048911 |
| Name | COMMUNITY DEVELOPMENT CORP OF FORT WAYNE |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WAYNE, IN 46802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 27 Months |
| Due | Dec 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Jun 28, 2018 |
| Property Address | 12539 SPERANZA DR, FORT WAYNE, IN 46818-0071 |
| Document Number | 2018031702 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 2018031702 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Title Company | METROPOLITAN TITLE OF IN LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4823, LAFAYETTE, IN 47903-4823 |
| Investor | Possibly a Property Investor |
| Document Number | 2018030369 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 2018030369 |
| Name | LAFAYETTE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, IN 47902 |
| Amount | Amount Recorded |
|---|---|
| Term | 20 Months |
| Due | Feb 5, 2020 |
Source: Allen County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Allen County |
| County Subdivision | Aboite Township |
| Unified School District | Southwest Allen County Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,076.00 (-3.97%) | $393,400 (+0.98%) Land $70,700 Building $322,700 | $393,400 (+0.98%) Land $70,700 Building $322,700 |
| 2024 | $3,203.00 (+12.98%) | $389,600 (+5.61%) Land $70,700 Building $318,900 | $389,600 (+5.61%) Land $70,700 Building $318,900 |
| 2023 | $2,835.00 (+18.27%) | $368,900 (+12.13%) Land $58,900 Building $310,000 | $368,900 (+12.13%) Land $58,900 Building $310,000 |
| 2022 | $2,397.00 | $329,000 Land $58,900 Building $270,100 | $329,000 Land $58,900 Building $270,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2022 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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