Allen County property record for 12475 Speranza Dr, Fort Wayne, IN 46818
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,938 sqft · built 2020 |
| Lot Size | 0.286 acres (12,440 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,636 (Oct 2025) |
| Tax Bill | $3,220 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Apr 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-11-05-227-017.000-038 |
| Primary APN | 02-11-05-227-017.000-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,938 sqft Living Area |
| Gross Area | 4,658 sqft |
| 1st Floor Area | 1,969 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 12,440 sqft (0.286 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12475 SPERANZA DR |
|---|---|
| City | FORT WAYNE |
| State | IN |
| Zip | 46818-0070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALMIRA LAKES SEC I LOT 41 |
| Legal Subdivision | PALMIRA LAKES |
| Legal Lot Number | 41 |
| Jurisdiction | ALLEN IN |
| Township / Civil Division | ABOITE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11608 |
Source: Allen County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12475 SPERANZA DR, FORT WAYNE, IN 46818-0070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2025 | Warranty Deed, Transfer · USDA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS |
| Mar 23, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TIAA FSB HOLDINGS INC |
| Jul 6, 2020 | Warranty Deed, Transfer RENAISSANCE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2025 · Amount on Record |
| Deed Sale | Oct 7, 2025 · Amount on Record |
| Prior Sale | Apr 5, 2023 · Amount on Record |
| Deed Document Number | 202545224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Oct 7, 2025 |
| Property Address | 12475 SPERANZA DR, FORT WAYNE, IN 46818-0070 |
| Document Number | 2025045224 |
| Map Reference | DOC 201763845 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025045224 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12475 SPERSAFA DR, FORT WAYNE, IN 46818 |
| Document Number | 2025045225 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 2025045225 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Apr 5, 2023 |
| Property Address | 12475 SPERANZA DR, FORT WAYNE, IN 46818-0070 |
| Document Number | 2023014059 |
| Map Reference | DOC 2017063845 |
| Instrument Date | Nov 5, 2022 |
| Instrument | 2023014059 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | UNKNOWN, MERIDIAN TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12475 SPERANZA DR, FORT WAYNE, IN 46818-0070 |
| Document Number | 2023014060 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 2023014060 |
| Name | FIRST FEDERAL SAVINGS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Mar 23, 2021 |
| Property Address | 12475 SPERANZA DR, FORT WAYNE, IN 46818-0070 |
| Document Number | 2021019422 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021019422 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF INDIAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 12475 SPERANZA DR, FORT WAYNE, IN 46818-0070 |
| Document Number | 2021019423 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021019423 |
| Name | TIAA FSB HOLDINGS INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Jul 6, 2020 |
| Property Address | 12475 SPERANZA DR, FORT WAYNE, IN 46818-0070 |
| Document Number | 2020038724 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 2020038724 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | RENAISSANCE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4823, LAFAYETTE, IN 47903-4823 |
| Investor | Possibly a Property Investor |
Source: Allen County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Allen County |
| County Subdivision | Aboite Township |
| Unified School District | Southwest Allen County Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,220.00 (-3.45%) | $408,500 (+1.16%) Land $80,700 Building $327,800 | $408,500 (+1.16%) Land $80,700 Building $327,800 |
| 2024 | $3,335.00 (+12.63%) | $403,800 (+5.29%) Land $80,700 Building $323,100 | $403,800 (+5.29%) Land $80,700 Building $323,100 |
| 2023 | $2,961.00 (-37.78%) | $383,500 (+11.87%) Land $67,200 Building $316,300 | $383,500 (+11.87%) Land $67,200 Building $316,300 |
| 2022 | $4,759.00 | $342,800 Land $67,200 Building $275,600 | $342,800 Land $67,200 Building $275,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2022 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures