12506 Elgin Ave, Lubbock, TX 79423 Property Records

Lubbock County property record for 12506 Elgin Ave, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,384 sqft · built 2016
Lot Size	0.573 acres (24,993 sqft)
Owner	Individual Name on File
Tax Bill	$7,648 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R328129`

Property Details

APN / Parcel Number

Primary APN	`R328129`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,384 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,993 sqft (0.573 acres)
Garage Area	1,008 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12506 ELGIN AVE
City	LUBBOCK
State	TX
Zip	79423-6159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA MIA ESTATES L 119
Legal Subdivision	BELLA MIA ESTATES
Legal Lot Number	1190
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1074
Census Tract	10512

Owner

12506 Elgin Ave is owned and occupied by an individual who acquired it in October 2022.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12506 ELGIN AVE, LUBBOCK, TX 79423-6159
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Vendor's Lien, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Apr 13, 2022	Warranty Deed, Transfer · VA Mortgage SERVICEMAC LLC
Mar 13, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2022
Deed Sale	Oct 3, 2022
Prior Sale	Apr 13, 2022
Deed Document Number	2022046289
Record Updated	Jun 8, 2026

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Oct 3, 2022
Property Address	12506 ELGIN AVE, LUBBOCK, TX 79423-6159
Document Number	0000046289
Map Reference	DOC 2016011742
Instrument Date	Sep 30, 2022
Instrument	2022046289
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12506 ELGIN AVE, LUBBOCK, TX 79423-6159

Mortgage

Document Number	0000046290
Date	Oct 3, 2022
Instrument	2022046290

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2037

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Apr 13, 2022
Property Address	12506 ELGIN AVE, LUBBOCK, TX 79423-6159
Document Number	0000017595
Map Reference	FILE 2016011742
Instrument Date	Mar 15, 2022
Instrument	2022017595
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12506 ELGIN AVE, LUBBOCK, TX 79423-6159

Mortgage

Document Number	0000017596
Date	Apr 13, 2022
Instrument	2022017596

Lender

Name	SERVICEMAC LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LUBBOCK TX
Recording Date	Mar 13, 2017
Property Address	12506 ELGIN AVE, LUBBOCK, TX 79423-6159
Document Number	0000009027
Instrument Date	Mar 9, 2017
Instrument	9027
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12506 ELGIN AVE LUBBOCK TX 794236159, LUBBOCK, TX 79423-6159

Mortgage

Document Number	9028
Date	Mar 13, 2017
Instrument	9028

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12506 Elgin Ave was $7,648 with a homeowner's exemption, down 5.9% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,648.00 (-5.92%) Homeowner's exemption	$448,580 Land $30,800 Building $417,780	$448,580 Land $30,800 Building $417,780
2024	$8,129.00 (+7.44%)
2023	$7,566.00 (+5.91%) Homeowner's exemption	$415,138 Land $30,800 Building $384,338	$415,138 Land $30,800 Building $384,338
2022	$7,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12506 Elgin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12506 Elgin Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

Nearby Properties on Elgin Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures