12501 Elgin Ave, Lubbock, TX 79423 Property Records

Lubbock County property record for 12501 Elgin Ave, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,065 sqft · built 2016
Lot Size	0.5 acres (21,782 sqft)
Owner	Individual Name on Record
Last Sale	$239,776 (May 2017)
Tax Bill	$6,118 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R328126`

Property Details

APN / Parcel Number

Primary APN	`R328126`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,065 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,782 sqft (0.5 acres)
Garage Area	508 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12501 ELGIN AVE
City	LUBBOCK
State	TX
Zip	79423-6176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA MIA ESTATES L 116
Legal Subdivision	BELLA MIA ESTATES
Legal Lot Number	1160
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1075
Census Tract	10512

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12501 ELGIN AVE, LUBBOCK, TX 79423-6176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST
Sep 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST
May 1, 2017	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage PRIMEWEST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on Record
Deed Sale	May 1, 2017 · Amount on Record
Deed Document Number	2017015200
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	12501 ELGIN AVE, LUBBOCK, TX 79423-6176
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024785
Date	May 20, 2022
Instrument	2022024785

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	LUBBOCK, TX 79423

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	12501 ELGIN AVE, LUBBOCK, TX 79423-6176
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050195
Date	Sep 29, 2021
Instrument	2021050195

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Aug 15, 2022

May 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	May 1, 2017
Property Address	12501 ELGIN AVE, LUBBOCK, TX 79423-6176
Document Number	0000015200
Map Reference	DOC2016011742
Instrument Date	Apr 28, 2017
Instrument	2017015200
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2021
Title Company	TITLE ONE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6305 82ND ST, 6305, LUBBOCK, TX 79424-3681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12501 ELGIN AVE, 78423

Mortgage

Document Number	0000015201
Date	May 1, 2017
Instrument	2017015201

Lender

Name	PRIMEWEST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,118.00 (+1.64%) Homeowner's exemption	$374,645 (+18.96%) Land $30,800 Building $343,845	$374,645 (+8.16%) Land $30,800 Building $343,845
2024	$6,019.00 (+10.3%)
2023	$5,457.00 (+3.25%) Homeowner's exemption	$314,930 Land $30,800 Building $315,575	$346,375 Land $30,800 Building $315,575
2022	$5,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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