12502 Elgin Ave, Lubbock, TX 79423 Property Records

Lubbock County property record for 12502 Elgin Ave, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,636 sqft · built 2016
Lot Size	0.503 acres (21,922 sqft)
Owner	Individual Name on File
Tax Bill	$6,308 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R328127`

Property Details

APN / Parcel Number

Primary APN	`R328127`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,636 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,922 sqft (0.503 acres)
Garage Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12502 ELGIN AVE
City	LUBBOCK
State	TX
Zip	79423-6159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA MIA ESTATES L 117
Legal Subdivision	BELLA MIA ESTATES
Legal Lot Number	1170
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1074
Census Tract	10512

Owner

Source: Lubbock County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12502 ELGIN AVE, LUBBOCK, TX 79423-6159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2017
Deed Sale	Apr 28, 2017
Deed Document Number	2017014892
Record Updated	Jun 8, 2026

April 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Apr 28, 2017
Property Address	12502 ELGIN AVE, LUBBOCK, TX 79423-6159
Document Number	0000014892
Map Reference	CLERKS2016011742
Instrument Date	Apr 27, 2017
Instrument	2017014892
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2021
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6305 82ND ST, 6305, LUBBOCK, TX 79424-3681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12502 ELGIN AVE, LUBBOCK, TX 79423-6159

Mortgage

Document Number	0000014893
Date	Apr 28, 2017
Instrument	2017014893

Lender

Name	TEXAS TECH FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,308.00 (+3.51%) Homeowner's exemption	$383,863 (+20.63%) Land $30,800 Building $353,063	$383,863 (+7.95%) Land $30,800 Building $353,063
2024	$6,094.00 (+10.28%)
2023	$5,526.00 (-9.01%) Homeowner's exemption	$318,216 Land $30,800 Building $324,801	$355,601 Land $30,800 Building $324,801
2022	$6,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Communications Cable	940 / 35
JAB Wireless Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Metronet Holdings.

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