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12503 Elgin Ave, Lubbock, TX 79423 Property Records

Lubbock County property record for 12503 Elgin Ave, Lubbock, TX 79423 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,628 sqft · built 2016
Lot Size0.5 acres (21,782 sqft)
Owner2 Individual Names on File
Last Sale$463,050 (May 2026)
Tax Bill$6,253 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR328125

Property Details

APN / Parcel Number

Primary APNR328125
Alternative APN
  • R0884000000001150000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,628 sqft Living Area
Gross Area3,537 sqft
1st Floor Area2,628 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area21,782 sqft (0.5 acres)
Garage TypeAttached
Garage Area909 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address12503 ELGIN AVE
CityLUBBOCK
StateTX
Zip79423-6176
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELLA MIA ESTATES L 115
Legal SubdivisionBELLA MIA ESTATES
Legal Lot Number115
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1075
Census Tract10512

Owner

Source: Lubbock County records · APN R328125

Assessment roll updated October 1, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12503 ELGIN AVE, LUBBOCK, TX 79423-6176
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed, Transfer · VA Mortgage
RESIDENTIAL WHOLESALE MORTGAGE
Feb 22, 2017Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST UNITED BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2026 · Amount on Record
Deed SaleMay 11, 2026 · Amount on Record
Prior SaleFeb 22, 2017 · Amount on Record
Deed Document Number202617646
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionLUBBOCK TX
Recording DateMay 11, 2026
Property Address12503 ELGIN AVE, LUBBOCK, TX 79423-6176
Document Number0000017646
Instrument DateMay 08, 2026
Instrument2026.17646
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanyALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12503 ELGIN AVE, LUBBOCK, TX 79423-6176

Mortgage

Document Number0000017647,
DateMay 11, 2026
Instrument2026..17647
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.38%
Max Rate-1%

February 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLUBBOCK TX
Recording DateFeb 22, 2017
Property Address12503 ELGIN AVE, LUBBOCK, TX 79423-6176
Document Number0000006466
Map ReferenceCLERKSS016011742
Instrument DateFeb 21, 2017
Instrument2017006466
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 23, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6305 82ND ST, 6305, LUBBOCK, TX 79424-3681

Transferred To (Grantee/Buyer)

NameVerified Name
Address12503 ELGIN AVE, LUBBOCK, TX 79423-6176

Mortgage

Document Number0000006467
DateFeb 22, 2017
Instrument2017006467
Lender
NameFIRST UNITED BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Lubbock County records · Assessment roll updated October 1, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,253.00 (-16.85%) Homeowner's exemption$381,193 (+0.13%) Land $30,800 Building $350,393$381,193 (-5.31%) Land $30,800 Building $350,393
2024$7,520.00 (+9.93%)
2023$6,841.00 (-7.22%) Homeowner's exemption$380,709 Land $30,800 Building $371,751$402,551 Land $30,800 Building $371,751
2022$7,373.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), updated October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483030105121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Optimum CommunicationsCable940 / 35
JAB WirelessFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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