Lubbock County property record for 12504 Elgin Ave, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,689 sqft · built 2016 |
| Lot Size | 0.502 acres (21,902 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,291 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R328128 |
| Primary APN | R328128 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,689 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,902 sqft (0.502 acres) |
| Garage Area | 504 sqft |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12504 ELGIN AVE |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-6159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLA MIA ESTATES L 118 |
| Legal Subdivision | BELLA MIA ESTATES |
| Legal Lot Number | 1180 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 10512 |
Source: Lubbock County records · APN R328128
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 12504 ELGIN AVE, LUBBOCK, TX 79423-6159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2025 | Vendor's Lien, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC |
| Mar 12, 2021 | Vendor's Lien, Transfer · Conventional Mortgage SOUTHWEST BANK |
| Feb 10, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2025 |
| Deed Sale | May 30, 2025 |
| Prior Sale | Mar 12, 2021 · Amount on Record |
| Deed Document Number | 2025-20927 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | May 30, 2025 |
| Property Address | 12504 ELGIN AVE, LUBBOCK, TX 79423-6159 |
| Document Number | 0000020927 |
| Map Reference | DOC 2016011742 |
| Instrument Date | May 30, 2025 |
| Instrument | 2025020927 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2025 |
| Title Company | TITLE ONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12504 ELGIN AVE, LUBBOCK, TX 79423-6159 |
| Document Number | 0000020928 |
|---|---|
| Date | May 30, 2025 |
| Instrument | 2025020928 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Mar 12, 2021 |
| Property Address | 12504 ELGIN AVE, LUBBOCK, TX 79423-6159 |
| Document Number | 0000012375 |
| Map Reference | FILE 2016011742 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021012375 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2025 |
| Title Company | HUB CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12504 ELGIN AVE, LUBBOCK, TX 79423-6159 |
| Document Number | 0000012376 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021012376 |
| Name | SOUTHWEST BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Feb 10, 2017 |
| Property Address | 12504 ELGIN AVE, LUBBOCK, TX 79423-6159 |
| Document Number | 0000005095 |
| Map Reference | CLERKS2016011742 |
| Instrument Date | Feb 09, 2017 |
| Instrument | 2017005095 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | TITLE ONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6305 82ND ST, 6305, LUBBOCK, TX 79424-3681 |
| Name | Verified Name |
|---|---|
| Address | 12504 ELGIN AVE, LUBBOCK, TX 79423-6159 |
| Document Number | 0000005096 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 2017005096 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,291.00 (-0.05%) Homeowner's exemption | $497,383 (+8.36%) Land $30,800 Building $466,583 | $497,383 (+8.36%) Land $30,800 Building $466,583 |
| 2024 | $10,296.00 (+6.61%) | ||
| 2023 | $9,658.00 (+2.26%) Homeowner's exemption | $459,022 Land $30,800 Building $428,222 | $459,022 Land $30,800 Building $428,222 |
| 2022 | $9,445.00 |
Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), as of October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483030105121, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Communications Cable | 940 / 35 |
| JAB Wireless Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Metronet Holdings.
Based on FCC filings for 119 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TX1520002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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