12508 Elgin Ave, Lubbock, TX 79423 Property Records

Lubbock County property record for 12508 Elgin Ave, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,065 sqft · built 2016
Lot Size	0.576 acres (25,131 sqft)
Owner	Individual Name on Record
Tax Bill	$7,327 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R328130`

Property Details

APN / Parcel Number

Primary APN	`R328130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,065 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	25,131 sqft (0.576 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12508 ELGIN AVE
City	LUBBOCK
State	TX
Zip	79423-6159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA MIA ESTATES L 120
Legal Subdivision	BELLA MIA ESTATES
Legal Lot Number	1200
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1074
Census Tract	10512

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12508 ELGIN AVE, LUBBOCK, TX 79423-6159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Jul 9, 2025	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU
Sep 23, 2019	Vendor's Lien, Transfer · Conventional Mortgage MICHAEL BURNS
Mar 2, 2017	Grant Deed, Subdivision Related Transfer PRIMEWEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025
Deed Sale	Jul 9, 2025
Prior Sale	Sep 23, 2019
Deed Document Number	2025026427
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	12508 ELGIN AVE, LUBBOCK, TX 79423-6159
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036013
Date	Jul 16, 2021
Instrument	2021036013

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 9, 2025
Property Address	12508 ELGIN AVE, LUBBOCK, TX 79423-6159
Document Number	0000026427
Map Reference	FILE 2016011742
Instrument Date	Jul 7, 2025
Instrument	2025026427
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	HUB CITY TITLE, HUB CITY TITE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12508 ELGIN AVE, LUBBOCK, TX 79423-6159

Mortgage

Document Number	0000026428
Date	Jul 9, 2025
Instrument	2025026428

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Sep 23, 2019
Property Address	12508 ELGIN AVE, LUBBOCK, TX 79423-6159
Document Number	0000037213
Map Reference	DOC 2016011742
Instrument Date	Sep 23, 2019
Instrument	2019037213
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12508 ELGIN AVE, LUBBOCK, TX 79423-6159

Mortgage

Document Number	0000037214
Date	Sep 23, 2019
Instrument	2019037214

Lender

Name	MICHAEL BURNS
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LUBBOCK TX
Recording Date	Mar 2, 2017
Property Address	12508 ELGIN AVE, LUBBOCK, TX 79423-6159
Document Number	0000007589
Instrument Date	Mar 1, 2017
Instrument	7589
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12508 ELGIN AVE LUBBOCK TX 794236159, LUBBOCK, TX 79423-6159

Mortgage

Document Number	7590
Date	Mar 2, 2017
Instrument	7590

Lender

Name	PRIMEWEST MTG
Type	Mortgage Company
Address	LUBBOCK, TX 79423

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,327.00 (+2.82%) Homeowner's exemption	$433,101 (+19.17%) Land $30,800 Building $402,301	$433,101 (+8.33%) Land $30,800 Building $402,301
2024	$7,126.00 (+1%)
2023	$6,478.00 (+9.09%) Homeowner's exemption	$363,439 Land $30,800 Building $368,986	$399,786 Land $30,800 Building $368,986
2022	$5,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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