12488 Whispering Tree Ln, Poway, CA 92064 Property Records

San Diego County property record for 12488 Whispering Tree Ln, Poway, CA 92064 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1996
Square Footage	2,118 sqft Living Area
Lot Size	6,580 sqft (0.151 acres)
Occupancy	Owner Occupied
Last Sale	$505,000 (2003)
Tax Bill	$8,834.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`317-211-19-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,118 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	6,580 sqft (0.151 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Location & Zoning

Street Address	12488 WHISPERING TREE LN
City	POWAY
State	CA
Zip	92064-6052
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 15 TR 013211
Legal Subdivision	CITY/POWAY 94-02
Legal Tract	013211
Legal Block	3
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Minor Civil Division	SAN DIEGO
Census Blockgroup	3
Census Block	3000
Census Tract	17048

Owner

Source: San Diego County records · APN 317-211-19-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12488 WHISPERING TREE LN, POWAY, CA 92064-6052
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2003 · Amount on Record
Deed Sale	Jul 16, 2003 · Amount on Record
Prior Sale	Mar 15, 1996 · Amount on Record
Deed Doc Number	2003848594
Last Transfer Date	Jul 07, 2005
Transfer Doc	0000591440
Record Refreshed	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12488 WHISPERING TREE LN, POWAY, CA 92064-6052
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000451138
Date	Aug 12, 2020
Instrument	2020-0451138

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2040

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$781,822 (+2%) Land $326,289 Building $455,533
2025	$8,834.00 (+4.83%) Homeowner's exemption	$766,493 (+4.04%) Land $319,892 Building $446,601
2023	$8,427.00 (+1.66%) Homeowner's exemption	$736,731 Land $307,471 Building $429,260
2022	$8,289.00

Flood & Wildfire

12488 Whispering Tree Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood Zone	Zone X moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 3rd in California
Wildfire Likelihood	Low — about 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.