12480 Whispering Tree Ln, Poway, CA 92064 Property Records

San Diego County property record for 12480 Whispering Tree Ln, Poway, CA 92064 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1996
Square Footage2,118 sqft Living Area
Lot Size4,810 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$610,000 (2013)
Tax Bill$8,623.00 (2025)

Property Details

APN / Parcel Number

Primary APN317-211-21-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,118 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area4,810 sqft (0.11 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address12480 WHISPERING TREE LN
CityPOWAY
StateCA
Zip92064-6052
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 17 TR 013211
Legal SubdivisionPOWAY 94-02
Legal Tract013211
Legal Block3
Legal Lot Number17
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup3
Census Block3000
Census Tract17048

Owner

Source: San Diego County records · APN 317-211-21-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address12480 WHISPERING TREE LN, POWAY, CA 92064-6052
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
GOOGAIN INC
Oct 27, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 25, 2013 · Amount on Record
Deed SaleJul 25, 2013 · Amount on Record
Prior SaleAug 17, 2004 · Amount on Record
Deed Doc Number2013465434
Last Transfer DateOct 28, 2014
Transfer Doc0000481578
Record RefreshedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12480 WHISPERING TREE LN, POWAY, CA 92064-6052
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12480 WHISPERING TREE LN, POWAY, CA 92064-6052

Mortgage

Document Number0000701997
DateNov 10, 2020
Instrument2020-0701997
Lender
NameGOOGAIN INC
TypeMortgage Company
AddressSUNNYVALE, CA 94086
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12480 WHISPERING TREE LN, POWAY, CA 92064-6052
Document Number0000465838
Instrument DateOct 27, 2018
Transaction TypeMortgage
Record UpdatedNov 14, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12480 WHISPERING TREE LN POWAY CA 920646052, POWAY, CA 92064-6052

Mortgage

Document Number0000465838
DateNov 07, 2018
Instrument465838
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$762,720 (+2%) Land $392,124 Building $370,596
2025$8,623.00 (+4.84%) Homeowner's exemption$747,766 (+4.04%) Land $384,436 Building $363,330
2023$8,225.00 (+1.66%) Homeowner's exemption$718,731 Land $369,509 Building $349,222
2022$8,091.00

Flood & Wildfire

12480 Whispering Tree Ln is in FEMA Zone X (moderate — 0.2% annual chance (shaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
moderate — 0.2% annual chance (shaded X)
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Whispering Tree Ln

Nearby Streets

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