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12477 Whispering Tree Ln, Poway, CA 92064 Property Records

San Diego County property record for 12477 Whispering Tree Ln, Poway, CA 92064 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,798 sqft · built 1996
Lot Size0.117 acres (5,095 sqft)
Owner2 Company Names on File
Last Sale$665,000 (May 2016)
Tax Bill$9,068 (2025)
Deeds & MortgagesOct 2023 Transfer
Jun 2017 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN317-211-16-00

Property Details

APN / Parcel Number

Primary APN317-211-16-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,798 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area5,095 sqft (0.117 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12477 WHISPERING TREE LN
CityPOWAY
StateCA
Zip92064-6052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 TR 013211
Legal SubdivisionPOWAY #94-02
Legal Tract013211
Legal Block3
Legal Lot Number12
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract17048

Owner

Source: San Diego County records · APN 317-211-16-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address12477 WHISPERING TREE LN, POWAY, CA 92064-6052
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2023Intrafamily Transfer, Transfer
Jun 26, 2017Deed of Trust, Mortgage · FHA Mortgage
POINT MORTGAGE CORP
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2016 · Amount on Record
Deed SaleMay 31, 2016 · Amount on Record
Prior SaleMay 03, 2005 · Amount on Record
Deed Document Number2016264892
Last Transfer DateOct 05, 2023
Transfer Doc0000275247
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 11, 2023
Property Address12477 WHISPERING TREE LN, POWAY, CA 92064-6052
Document Number0000275247
Map ReferenceMAP 13211
Instrument DateOct 05, 2023
Instrument2023-0275247
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address12477 WHISPERING TREE LN, POWAY, CA 92064-6052

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12477 WHISPERING TREE LN, POWAY, CA 92064-6052
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000288246
DateJun 26, 2017
Instrument2017-0288246
Lender
NamePOINT MORTGAGE CORP
TypeMortgage Company
AddressCHULA VISTA, CA 91910
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12477 WHISPERING TREE LN, POWAY, CA 92064-6052
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12477 WHISPERING TREE LN, POWAY, CA 92064-6052

Mortgage

Document Number0000616777
DateOct 13, 2020
Instrument2020-0616777
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
AddressPORT HURON, MI 48060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$802,960 (+2%) Land $377,391 Building $425,569
2025$9,068.00 (+2.65%) Homeowner's exemption$787,217 (+4.04%) Land $369,992 Building $417,225
2024$8,834.00 (+2.14%)
2023$8,649.00 (+1.66%) Homeowner's exemption$756,651 Land $355,626 Building $401,025
2022$8,508.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170483, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 32% of the US · above 19% of California
Wildfire LikelihoodAbout 1 in 1,754 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, California Internet, T-Mobile USA, Cox Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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