12472 Whispering Tree Ln, Poway, CA 92064 Property Records

San Diego County property record for 12472 Whispering Tree Ln, Poway, CA 92064 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,798 sqft · built 1996
Lot Size0.11 acres (4,776 sqft)
Owner2 Individual Names on File
Last Sale$720,000 (Aug 2017)
Tax Bill$9,507 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN317-211-23-00

Property Details

APN / Parcel Number

Primary APN317-211-23-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,798 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area4,776 sqft (0.11 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12472 WHISPERING TREE LN
CityPOWAY
StateCA
Zip92064-6051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 TR 013211
Legal SubdivisionPOWAY 94-02
Legal Tract013211
Legal Block3
Legal Lot Number19
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract17048

Owner

Source: San Diego County records · APN 317-211-23-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6125 BULLION LN, DUBLIN, CA 94568-6793
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU
Aug 10, 2017Grant Deed, Transfer · Conventional Mortgage
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2017 · Amount on Record
Deed SaleAug 10, 2017 · Amount on Record
Prior SaleNov 05, 2014 · Amount on Record
Deed Document Number2017363096
Prior Transfer DateAug 03, 2016
Prior Transfer Doc0000427315
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12472 WHISPERING TREE LN, POWAY, CA 92064-6051
Transaction TypeMortgage
Record UpdatedMar 23, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address12472 WHISPERING TREE LN, POWAY, CA 92064-6051

Mortgage

Document Number0000183085
DateMar 09, 2021
Instrument2021-0183085
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 10, 2017
Property Address12472 WHISPERING TREE LN, POWAY, CA 92064-6051
Document Number0000363096
Map ReferenceMAP13211
Instrument DateJul 14, 2017
Instrument2017-0363096
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address12472 WHISPERING TREE LN, POWAY, CA 92064-6051

Mortgage

Document Number0000363097
DateAug 10, 2017
Instrument2017-0363097
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$835,497 (+2%) Land $480,412 Building $355,085
2025$9,507.00 (+5.73%)$819,116 (+4.04%) Land $470,993 Building $348,123
2023$8,992.00 (+1.66%) Homeowner's exemption$787,310 Land $452,704 Building $334,606
2022$8,845.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170483, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
4 of 4 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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