12485 Whispering Tree Ln, Poway, CA 92064 Property Records

San Diego County property record for 12485 Whispering Tree Ln, Poway, CA 92064 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,695 sqft · built 1996
Lot Size0.121 acres (5,254 sqft)
Owner2 Individual Names on File
Last Sale$1,090,000 (May 2023)
Tax Bill$12,980 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN317-211-18-00

Property Details

APN / Parcel Number

Primary APN317-211-18-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,695 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area5,254 sqft (0.121 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12485 WHISPERING TREE LN
CityPOWAY
StateCA
Zip92064-6052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 TR 013211
Legal SubdivisionPOWAY 94-02
Legal Tract013211
Legal Block3
Legal Lot Number14
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract17048

Owner

Source: San Diego County records · APN 317-211-18-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12485 WHISPERING TREE LN, POWAY, CA 92064-6052
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 15, 2023 · Amount on Record
Deed SaleMay 15, 2023 · Amount on Record
Prior SaleMar 11, 1996 · Amount on Record
Deed Document Number2023127026
Prior Transfer DateApr 21, 2023
Prior Transfer Doc0000111680
Record UpdatedSep 20, 2026

May 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 15, 2023
Property Address12485 WHISPERING TREE LN, POWAY, CA 92064-6052
Document Number0000127026
Map ReferenceMAP 13211
Instrument DateMay 03, 2023
Instrument2023-0127026
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address12485 WHISPERING TREE LN, POWAY, CA 92064-6052

Mortgage

Document Number0000127027
DateMay 15, 2023
Instrument2023-0127027
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,156,715 (+2%) Land $636,724 Building $519,991
2025$12,980.00 (+245.49%) Homeowner's exemption$1,134,036 (+255.14%) Land $624,240 Building $509,796
2023$3,757.00 (+1.62%) Homeowner's exemption$319,324 Land $111,759 Building $207,565
2022$3,697.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 32% of the US · above 19% of California
Wildfire LikelihoodAbout 1 in 1,754 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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