12481 Whispering Tree Ln, Poway, CA 92064 Property Records

San Diego County property record for 12481 Whispering Tree Ln, Poway, CA 92064 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1996
Square Footage	2,118 sqft Living Area
Lot Size	5,288 sqft (0.121 acres)
Occupancy	Owner Occupied
Last Sale	$620,000 (2004)
Tax Bill	$9,936.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`317-211-17-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,118 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	5,288 sqft (0.121 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Location & Zoning

Street Address	12481 WHISPERING TREE LN
City	POWAY
State	CA
Zip	92064-6052
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 13 TR 013211
Legal Subdivision	POWAY #94-02
Legal Tract	013211
Legal Block	3
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Minor Civil Division	SAN DIEGO
Census Blockgroup	3
Census Block	3000
Census Tract	17048

Owner

Source: San Diego County records · APN 317-211-17-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12481 WHISPERING TREE LN, POWAY, CA 92064-6052
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 2004 · Amount on Record
Deed Sale	Dec 06, 2004 · Amount on Record
Prior Sale	May 29, 1996 · Amount on Record
Deed Doc Number	20041148204
Record Refreshed	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12481 WHISPERING TREE LN, POWAY, CA 92064-6052
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TRGC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12481 WHISPERING TREE LN, POWAY, CA 92064-6052

Mortgage

Document Number	0000797273
Date	Dec 11, 2020
Instrument	2020-0797273

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$881,436 (+2%) Land $497,585 Building $383,851
2025	$9,936.00 (+4.84%) Homeowner's exemption	$864,154 (+4.04%) Land $487,829 Building $376,325
2023	$9,477.00 (+1.67%) Homeowner's exemption	$830,600 Land $468,887 Building $361,713
2022	$9,321.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low 32nd percentile nationally · 19th in California
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.