1247 Garner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1247 Garner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1929
Square Footage	1,555 sqft Living Area
Lot Size	6,700 sqft (0.153 acres)
Occupancy	Owner Occupied
Last Sale	$95,774 (2008)
Tax Bill	$4,390.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 40.78-3-33`
Alternative APN	`150004007800030330000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,555 sqft Living Area
1st Floor	1,152 sqft 1st Floor
Upper Floors	403 sqft Upper Floors
Attic Area	403 sqft Attic
Attic	1 Attic
Stories	1 Stories

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Bungalow Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	6,700 sqft (0.153 acres)
Depth X Width	134 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	400 sqft Garage
Porch Area	104 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1247 GARNER AVE
City	SCHENECTADY
State	NY
Zip	12309-5715
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1 WOOD & GARAGE
Legal Block	3
Legal Lot Number	33.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	1
Census Block	1014
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.78-3-33

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1247 GARNER AVE, SCHENECTADY, NY 12309-5715
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2008 · Amount on Record
Deed Sale	Nov 12, 2008 · Amount on Record
Deed Book / Page	1792 / 996
Last Transfer Date	Jul 17, 2020
Transfer Doc	0000021164
Record Refreshed	Jun 08, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 24, 2020
Property Address	1247 GARNER AVE, SCHENECTADY, NY 12309-5715
Document Number	0000021164
Book / Page	2038 / 392
Instrument Date	Jul 17, 2020
Instrument	202021164
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1247 GARNER AVE, SCHENECTADY, NY 12309-5715

Mortgage

Document Number	0000021165
Date	Jul 24, 2020
Instrument	202021165

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2035

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,390.00 (+9.15%)	$95,500 (-) Land $14,300 Building $81,200	$158,139 (+30.82%) Land $23,679 Building $134,460
2023		$95,500 (-) Land $14,300 Building $81,200	$120,886 (+3.8%) Land $18,101 Building $102,785
2022		$95,500 Land $14,300 Building $81,200	$116,463 Land $17,439 Building $99,024
2021	$4,022.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.