1. Home
  2. New York
  3. Schenectady
  4. Garner Ave

1250 Garner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1250 Garner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1920
Square Footage1,521 sqft Living Area
Lot Size5,160 sqft (0.118 acres)
GarageDetached, 380 sqft
Last Sale$199,500 (2022)
Tax Bill$6,464.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 40.79-1-8
Alternative APN
  • 150004007900010080000000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,521 sqft Living Area
1st Floor1,118 sqft 1st Floor
Upper Floors403 sqft Upper Floors
Attic Area403 sqft Attic
Attic1 Attic
Stories1 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBungalow Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area5,160 sqft (0.118 acres)
Depth X Width120 ft x 43 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area380 sqft Garage
Porch Area104 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1250 GARNER AVE
CitySCHENECTADY
StateNY
Zip12309-5716
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1X WOOD AND GARAGE
Legal Block1
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup1
Census Block1015
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.79-1-8

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18 TIMBER LN, SARATOGA SPRINGS, NY 12866-5459
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2023Deed of Trust, Mortgage · Line of Credit
THE ADIRONDACT TRUST COMPANY
Mar 17, 2022Warranty Deed, Transfer · Conventional Mortgage
THE ADIRONDACK TRUST COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 17, 2022 · Amount on Record
Deed SaleMar 17, 2022 · Amount on Record
Deed Doc Number202213925
Deed Book / Page2080 / 840
Record RefreshedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1250 GARNER AVE, SCHENECTADY, NY 12309-5716
Transaction TypeMortgage
Record UpdatedApr 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1250 GARNER AVE, SCHENECTADY, NY 12309-5716

Mortgage

Document Number0000015046
DateMar 16, 2023
Book Page5294/486
Instrument202315046
Lender
NameTHE ADIRONDACT TRUST COMPANY
TypeNon-Lending Institution
AddressSARATOGA SPRINGS, NY 12866
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 08, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 17, 2022
Property Address1250 GARNER AVE, SCHENECTADY, NY 12309-5716
Document Number0000013925
Book / Page2080 / 840
Map ReferenceMAP 3
Instrument DateFeb 04, 2022
Instrument202213925
Transaction TypeTransfer
Record UpdatedMar 30, 2022
Title CompanyCENTENNIAL TITLE AGENCY LLC, CENTENNIAL TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$798.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1250 GARNER AVE, 1250, SCHENECTADY, NY 12309-5716

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address14 HUDSON AVE, GLENS FALLS, NY 12801-4448

Mortgage

Document Number0000013927
DateMar 17, 2022
Instrument202213927
Lender
NameTHE ADIRONDACK TRUST COMPANY
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateMar 01, 2032
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change7.87%
Index1-Year CMT
Max Rate7.87%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,464.00 (+32.54%)$134,600 (-) Land $17,500 Building $117,100$222,885 (+30.82%) Land $28,978 Building $193,907
2023$134,600 (+15.44%) Land $17,500 Building $117,100$170,380 (+19.82%) Land $22,152 Building $148,228
2022$116,600 Land $17,500 Building $99,100$142,195 Land $21,341 Building $120,854
2021$4,877.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Garner Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures