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1238 Garner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1238 Garner Ave, Schenectady, NY 12309 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1935
Square Footage1,455 sqft Living Area
Lot Size5,246 sqft (0.12 acres)
GarageDetached, 400 sqft
Last Sale$245,920 (2025)
Tax Bill$4,474.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 40.79-1-11
Alternative APN
  • 150004007900010110000000

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,455 sqft Living Area
1st Floor1,052 sqft 1st Floor
Upper Floors403 sqft Upper Floors
Attic Area403 sqft Attic
Attic1 Attic
Stories1 Stories

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleBungalow Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area5,246 sqft (0.12 acres)
Depth X Width122 ft x 43 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area400 sqft Garage
Porch Area162 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1238 GARNER AVE
CitySCHENECTADY
StateNY
Zip12309-5716
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1X WOOD AND GARAGE
Legal Block1
Legal Lot Number11.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup1
Census Block1015
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.79-1-11

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address24 CRESTONE RD, ALBANY, NY 12205-3209
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Jul 24, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMEOWNERS ADVANTAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 16, 2025 · Amount on Record
Deed SaleJan 16, 2025 · Amount on Record
Prior SaleNov 09, 2022 · Amount on Record
Deed Doc Number20251373
Record RefreshedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 09, 2022
Property Address1238 GARNER AVE, SCHENECTADY, NY 12309-5716
Document Number0000059097
Book / Page2096 / 339
Instrument DateOct 19, 2022
Instrument202259097
Transaction TypeTransfer
Record UpdatedNov 22, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1238 GARNER AVE, 1238, SCHENECTADY, NY 12309-5716

Transferred To (Grantee/Buyer)

NameVerified Name
Address1238 GARNER AVE, SCHENECTADY, NY 12309-5716
InvestorPossibly a Property Investor

Mortgage

Document Number0000059099
DateNov 09, 2022
Instrument202259099
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 24, 2017
Property Address1238 GARNER AVE, SCHENECTADY, NY 12309-5716
Document Number0000032929
Book / Page001967 / 000564
Instrument DateJul 20, 2017
Instrument32929
Transaction TypeTransfer
Record UpdatedAug 22, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$516.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1238 GARNER AVE SCHENECTADY NY 123095716, SCHENECTADY, NY 12309-5716

Mortgage

Document Number32932
DateJul 24, 2017
Book Page004774/000926
Instrument32932
Lender
NameHOMEOWNERS ADVANTAGE
AddressALBANY, NY 12205
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 23, 2047

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,474.00 (-22.47%)$123,600 (-) Land $18,500 Building $105,100$204,670 (+30.82%) Land $30,634 Building $174,036
2023$123,600 (-) Land $18,500 Building $105,100$156,456 (+3.8%) Land $23,418 Building $133,038
2022$123,600 Land $18,500 Building $105,100$150,732 Land $22,561 Building $128,171
2021$5,771.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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