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1251 Garner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1251 Garner Ave, Schenectady, NY 12309 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1930
Square Footage1,555 sqft Living Area
Lot Size6,800 sqft (0.156 acres)
OccupancyOwner Occupied
Last Sale$148,000 (2016)
Tax Bill$6,206.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 40.78-3-34
Alternative APN
  • 150004007800030340000000

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,555 sqft Living Area
1st Floor1,152 sqft 1st Floor
Upper Floors403 sqft Upper Floors
Attic Area403 sqft Attic
Attic1 Attic
Basement Area606 sqft Basement
Finished Basement606 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleBungalow Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area6,800 sqft (0.156 acres)
Depth X Width136 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area240 sqft Garage

Exterior Amenities

Pool TypeAbove-Ground Pool Pool Type
Pool Area452 sqft Pool
Patio Area598 sqft Patio
Porch Area587 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1251 GARNER AVE
CitySCHENECTADY
StateNY
Zip12309-5715
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1X WOOD AND GARAGE
Legal SubdivisionHALL & VAN VOAST
Legal Block3
Legal Lot Number34.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup1
Census Block1014
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.78-3-34

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1251 GARNER AVE, SCHENECTADY, NY 12309-5715
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 17, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FLAGSTAR BANK FSB
Dec 04, 2020Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 16, 2016 · Amount on Record
Deed SaleNov 16, 2016 · Amount on Record
Prior SaleApr 28, 2016 · Amount on Record
Deed Doc Number201653210
Deed Book / Page1950 / 112
Record RefreshedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1251 GARNER AVE, SCHENECTADY, NY 12309-5715
Transaction TypeMortgage
Record UpdatedMay 30, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1251 GARNER AVE, SCHENECTADY, NY 12309-5715

Mortgage

Document Number0000022689
DateMay 17, 2021
Book Page5100/79
Instrument202122689
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term356 Months
DueJan 01, 2051

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address1251 GARNER AVE, SCHENECTADY, NY 12309-5715
Document Number0000000141
Instrument DateDec 04, 2020
Transaction TypeMortgage
Record UpdatedJan 18, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1251 GARNER AVE SCHENECTADY NY 123095715, SCHENECTADY, NY 12309-5715

Mortgage

Document Number0000000141
DateJan 04, 2021
Book Page005055/000637
Instrument141
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJan 03, 2051
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,206.00 (+4.09%)$128,300 (-) Land $19,200 Building $109,100$212,452 (+30.82%) Land $31,793 Building $180,659
2023$128,300 (-) Land $19,200 Building $109,100$162,405 (+3.8%) Land $24,304 Building $138,101
2022$128,300 Land $19,200 Building $109,100$156,463 Land $23,415 Building $133,048
2021$5,962.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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