1246 Garner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1246 Garner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1915
Square Footage	1,536 sqft Living Area
Lot Size	5,203 sqft (0.119 acres)
Occupancy	Owner Occupied
Last Sale	$160,000 (2021)
Tax Bill	$5,845.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 40.79-1-9`
Alternative APN	`150004007900010090000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,536 sqft Living Area
1st Floor	1,260 sqft 1st Floor
Upper Floors	276 sqft Upper Floors
Attic Area	276 sqft Attic
Attic	1 Attic
Stories	1 Stories

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Bungalow Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	5,203 sqft (0.119 acres)
Depth X Width	121 ft x 43 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	216 sqft Garage
Shed	1 Shed
Porch Area	240 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1246 GARNER AVE
City	SCHENECTADY
State	NY
Zip	12309-5716
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1X WOOD AND GARAGE
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	1
Census Block	1015
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.79-1-9

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1246 GARNER AVE, SCHENECTADY, NY 12309-5716
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Oct 10, 2008 · Amount on Record
Deed Doc Number	20217210
Deed Book / Page	2052 / 860
Record Refreshed	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 24, 2021
Property Address	1246 GARNER AVE, SCHENECTADY, NY 12309-5716
Document Number	0000007210
Book / Page	2052 / 860
Instrument Date	Feb 11, 2021
Instrument	202107210
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1246 GAMER AVENUE, SCHENECTADY, NY 12309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 MCCLELLAN ST, SCHENECTADY, NY 12309-5227

Mortgage

Document Number	0000007211
Date	Feb 24, 2021
Instrument	202107211

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 12, 2036

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,845.00 (+4.28%)	$119,500 (-) Land $17,900 Building $101,600	$197,880 (+30.82%) Land $29,641 Building $168,239
2023		$119,500 (-) Land $17,900 Building $101,600	$151,266 (+3.8%) Land $22,658 Building $128,608
2022		$119,500 Land $17,900 Building $101,600	$145,732 Land $21,829 Building $123,903
2021	$5,605.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.