Schenectady County and Schenectady City property record for 1242 Garner Ave, Schenectady, NY 12309 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1915 |
| Square Footage | 1,554 sqft Living Area |
| Lot Size | 5,203 sqft (0.119 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $196,000 (2026) |
| Tax Bill | $5,719.00 (2025) |
| Primary APN | 421500 40.79-1-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,554 sqft Living Area |
| 1st Floor | 1,134 sqft 1st Floor |
| Upper Floors | 420 sqft Upper Floors |
| Attic Area | 420 sqft Attic |
| Attic | 1 Attic |
| Stories | 1 Stories |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 5,203 sqft (0.119 acres) |
| Depth X Width | 121 ft x 43 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 280 sqft Garage |
| Porch Area | 362 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1242 GARNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5716 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLVD HOMESITE CO MAP 1X WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 40.79-1-10
Assessment roll updated April 14, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1242 GARNER AVE, SCHENECTADY, NY 12309-5716 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 16, 2026 | Correction Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 04, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 31, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 04, 2026 · Amount on Record |
| Deed Sale | Jun 04, 2026 · Amount on Record |
| Prior Sale | May 11, 2009 · Amount on Record |
| Deed Doc Number | 202612826 |
| Deed Book / Page | 2173 / 371 |
| Prior Transfer Date | Aug 22, 2003 |
| Prior Transfer Doc | 1658000806 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 16, 2026 |
| Property Address | 1242 GARNER AVE, SCHENECTADY, NY 12309-5716 |
| Document Number | 0000016171 |
| Book / Page | 2175 / 941 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202616171 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1242 GARNER AVE, SCHENECTADY, NY 12309-5716 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 04, 2026 |
| Property Address | 1242 GARNER AVE, SCHENECTADY, NY 12309-5716 |
| Document Number | 0000012826 |
| Book / Page | 2173 / 371 |
| Instrument Date | Jul 25, 2024 |
| Instrument | 202612826 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $79,184.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1242 GARNER AVE, SCHENECTADY, NY 12309-5716 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1242 GARNER AVE, SCHENECTADY, NY 12309-5716 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1242 GARNER AVE, SCHENECTADY, NY 12309-5716 |
| Document Number | 0000046331 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 5252/610 |
| Instrument | 202246331 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 202 Months |
| Due | Jun 01, 2039 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,719.00 (+4.36%) | $116,400 (-) Land $17,500 Building $98,900 | $192,747 (+30.82%) Land $28,978 Building $163,769 |
| 2023 | $116,400 (-) Land $17,500 Building $98,900 | $147,342 (+3.8%) Land $22,152 Building $125,190 | |
| 2022 | $116,400 Land $17,500 Building $98,900 | $141,951 Land $21,341 Building $120,610 | |
| 2021 | $5,480.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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