1245 Arbor Bluff Cir, Ballwin, MO 63021 Property Records

St. Louis County property record for 1245 Arbor Bluff Cir, Ballwin, MO 63021 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,096 sqft · built 2001
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Aug 2019)
Tax Bill	$5,950 (2024)
Deeds & Mortgages	Oct 2024 Second Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25R-5-4-155-4`

Property Details

APN / Parcel Number

Primary APN	`25R-5-4-155-4`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,096 sqft Living Area
1st Floor Area	1,436 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	204 sqft
Patio Area	360 sqft
Balcony	Balcony
Balcony Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1245 ARBOR BLUFF CIR
City	BALLWIN
State	MO
Zip	63021-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARBOR BLUFFS
Legal Subdivision	ARBOR BLUFFS
Legal Lot Number	49
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2006
Census Tract	217932

Owner

Source: St. Louis County records · APN 25R-5-4-155-4

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1245 ARBOR BLUFF CIR, BALLWIN, MO 63021-3704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU
Aug 01, 2019	Warranty Deed, Transfer F&B ACQUISITION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2019 · Amount on Record
Deed Sale	Aug 01, 2019 · Amount on Record
Prior Sale	May 08, 2001
Deed Document Number	2019080100379
Deed Book / Page	23636 / 2238
Record Updated	Jun 08, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1245 ARBOR BLUFF CIR, BALLWIN, MO 63021-3704
Transaction Type	Mortgage
Record Updated	Feb 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 ARBOR BLUFF CIR, BALLWIN, MO 63021-3704

Mortgage

Document Number	2024101500153
Date	Oct 15, 2024
Instrument	2024101500153

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2044

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1245 ARBOR BLUFF CIR, BALLWIN, MO 63021-3704
Transaction Type	Mortgage
Record Updated	Feb 06, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 ARBOR BLUFF CIR, BALLWIN, MO 63021-3704
Investor	Possibly a Property Investor

Mortgage

Document Number	2022062700008
Date	Jun 27, 2022
Instrument	2022062700008

Lender

Name	NEIGHBORS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 01, 2019
Property Address	1245 ARBOR BLUFF CIR, BALLWIN, MO 63021-3704
Document Number	0236362238
Book / Page	023636 / 002238
Instrument Date	Jul 31, 2019
Instrument	379
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	ALLIANCE TITLE GROUP INC, ALLIANCE TITLE GRP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10364 GRANTS FOREST LN ST LOUIS MO 63122, ST LOUIS, MO 63122

Mortgage

Document Number	236362241
Date	Aug 01, 2019
Book Page	023636/002241
Instrument	380

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,520 (+1.63%) Land $33,670 Building $59,850	$492,200 (+1.63%) Land $177,200 Building $315,000
2024	$5,950.00 (+1.41%)
2023	$5,867.00 (+0.43%)	$92,020 (+9.94%) Land $17,960 Building $74,060	$484,300 (+9.94%) Land $94,500 Building $389,800
2022	$5,842.00	$83,700 Land $17,960 Building $65,740
2021			$440,500 Land $94,500 Building $346,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 399 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: WH i3B Bidco LLC/WH i3B Topco, AT&T, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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