Charlotte County property record for 12440 Placida Rd, Placida, FL 33946 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,874 sqft · built 1947 |
| Lot Size | 1.85 acres (80,978 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,340,000 (Apr 2026) |
| Tax Bill | $11,716 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Mar 2026 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | 422012154001 |
| Primary APN | 422012154001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,874 sqft Living Area |
| Gross Area | 3,842 sqft |
| 1st Floor Area | 2,874 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 80,978 sqft (1.85 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 412 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 3,205 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 28 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 484 sqft |
| Deck Area | Deck Area |
| Patio Area | 72 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00911697000207 |
|---|---|
| Street Address | 12440 PLACIDA RD |
| City | PLACIDA |
| State | FL |
| Zip | 33946-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLACIDA SUB LT 2 1329/1075 POA1620/1919-24 POA1635/1036 DC1655/909 PR98-1170 1747/674 |
| Legal Range | 20E |
| Legal Township | 42S |
| Legal Section | 12 |
| Legal Subdivision | PLACIDA SUB |
| Legal Tract | PLS |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 30402 |
Source: Charlotte County records · APN 422012154001
Assessment roll updated March 4, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2445 MINNEOLA AVE, PUNTA GORDA, FL 33980-2701 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CREDIT UNION |
| Mar 03, 2026 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Prior Sale | Mar 03, 2026 · Amount on Record |
| Deed Document Number | 20263639094 |
| Prior Transfer Date | Nov 05, 1999 |
| Prior Transfer Doc | 1747000674 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 30, 2026 |
| Property Address | 12440 PLACIDA RD, PLACIDA, FL 33946-2110 |
| Document Number | 0003639094 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20263639094 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $947,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2445 MINNEOLA AVE, PORT CHARLOTTE, FL 33980-2701 |
| Document Number | 0003639095, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20263639095 |
| Name | MIDFLORIDA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.54% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 03, 2026 |
| Property Address | 12440 PLACIDA RD, PLACIDA, FL 33946-2110 |
| Document Number | 0003619500 |
| Map Reference | MB 17 PG 27 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 3619500 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2555 COLLINS AVE APT 1814, 1814, MIAMI, FL 33140-4777 |
| Name | Verified Name |
|---|---|
| Address | 4991 NORRISWOOD DR, MULBERRY, FL 33860-6606 |
Source: Charlotte County records · Assessment roll updated March 4, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,716.00 (-51.26%) | $698,034 (-51.85%) Land $680,000 Building $18,034 | $698,034 (-34.37%) Land $680,000 Building $18,034 |
| 2024 | $24,037.00 (-0.07%) | ||
| 2023 | $24,053.00 (+127.67%) | $1,449,702 (+123.85%) | $1,063,510 (-23.38%) Land $700,000 Building $363,510 |
| 2022 | $10,565.00 Homeowner's exemption Widower's exemption | $647,614 | $1,388,120 Land $595,000 Building $793,120 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150304022, refreshed September 2026 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 677 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,446 units insured 769 under condo master policies |
| Nearby Flood Claims | 679 (1982–2025) |
| Most Recent Claim | Mar 2025, rainfall accumulation |
| Claims By Storm |
|
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P21 “Bocilla Island” |
| Unit Type | System Unit |
| Designated | December 21, 2018 |
| NFIP Eligibility | Eligible (built 1947) built before the December 21, 2018 cutoff |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
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