1231 Garner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1231 Garner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Cape Cod
Year Built	Built 1950
Square Footage	2,140 sqft Living Area
Lot Size	6,250 sqft (0.143 acres)
Occupancy	Owner Occupied
Tax Bill	$7,655.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 40.78-3-29`
Alternative APN	`150004007800030290000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,140 sqft Living Area
1st Floor	1,460 sqft 1st Floor
Upper Floors	680 sqft Upper Floors
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	6,250 sqft (0.143 acres)
Depth X Width	125 ft x 50 ft Depth x Width
Shed	1 Shed
Porch Area	374 sqft Porch
Canopy Area	96 sqft Canopy

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1231 GARNER AVE
City	SCHENECTADY
State	NY
Zip	12309-5715
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1X WOOD
Legal Block	3
Legal Lot Number	29.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	1
Census Block	1014
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.78-3-29

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1231 GARNER AVE, SCHENECTADY, NY 12309-5715
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,655.00 (+6.05%)	$169,500 (-) Land $25,400 Building $144,100	$280,676 (+30.82%) Land $42,060 Building $238,616
2023		$169,500 (-) Land $25,400 Building $144,100	$214,557 (+3.8%) Land $32,152 Building $182,405
2022		$169,500 Land $25,400 Building $144,100	$206,707 Land $30,976 Building $175,731
2021	$7,218.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.