12403 Willard Rd, Burt, MI 48417 Property Records

Genesee County property record for 12403 Willard Rd, Burt, MI 48417

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,364 sqft · built 1976
Lot Size	1.37 acres (59,982 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,900 (Oct 2022)
Tax Bill	$941 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-06-100-004`

Property Details

APN / Parcel Number

Primary APN	`13-06-100-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	3 Stories
Building Area	1,364 sqft Living Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Foundation Type	No Foundation
Lot Area	59,982 sqft (1.37 acres)
Lot Dimensions	400 ft deep x 150 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12403 WILLARD RD
City	BURT
State	MI
Zip	48417-9300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF-RESID F
Legal Description	W 150 FT OF E 1224.6 FT OF N 1/2 OF N 1/2 OF N 1/2 OF NW FR 1/4 SEC 6 T9N R5E (78)
Legal Range	05E
Legal Township	09N
Legal Section	06
Jurisdiction	GENESEE MI
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1001
Census Tract	12601

Owner

Source: Genesee County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12403 WILLARD RD, BURT, MI 48417-9300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · FHA Mortgage CREDENCE FUNDING CORPORATION
Oct 31, 2022	Warranty Deed, Transfer · FHA Mortgage CASON HOME LOANS
Feb 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage ELGA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Apr 8, 2009 · Amount on Record
Deed Document Number	202269636
Prior Transfer Date	Jun 18, 2012
Prior Transfer Doc	0000058416
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12403 WILLARD RD, BURT, MI 48417-9300
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12403 WILLARD RD, BURT, MI 48417-9300

Mortgage

Document Number	0000036824
Date	Jun 15, 2023
Instrument	202306150036824

Lender

Name	CREDENCE FUNDING CORPORATION
Type	Non-Lending Institution
Address	ABERDEEN, MD 21001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 31, 2022
Property Address	12403 WILLARD RD, BURT, MI 48417-9300
Document Number	0000069636
Instrument Date	Oct 26, 2022
Instrument	202210310069636
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12403 WILLARD RD, 12403, BURT, MI 48417-9300

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12403 WILLARD RD, BURT, MI 48417-9300

Mortgage

Document Number	0000069637
Date	Oct 31, 2022
Instrument	202210310069637

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12403 WILLARD RD, BURT, MI 48417-9300
Document Number	0000007505
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12403 WILLARD RD BURT MI 484179300, BURT, MI 48417-9300

Mortgage

Document Number	0000007505
Date	Feb 19, 2019
Instrument	7505

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 18, 2034

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Montrose Charter Township
Unified School District	Montrose Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$941.00 (-72.17%) Homeowner's exemption	$82,200 (+2.75%)	$164,400 (+2.75%)
2024	$3,381.00 (+89.2%)
2023		$80,000	$160,000
2021	$1,787.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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