1240 Fruitvale Rd, Lincoln, CA 95648 Property Records

Placer County property record for 1240 Fruitvale Rd, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,637 sqft · built 1983
Lot Size	4.6 acres (200,376 sqft)
Owner	2 Individual Names on File
Last Sale	$442,000 (Mar 2015)
Tax Bill	$6,823 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Feb 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`021-210-056-000`

Property Details

APN / Parcel Number

Primary APN	`021-210-056-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,637 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	200,376 sqft
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1240 FRUITVALE RD
City	LINCOLN
State	CA
Zip	95648-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	4.6 AC PAR C PMOR 14 91
Legal Subdivision	OLIVET ACRES
Legal Lot Number	8,9
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4005
Census Tract	21304

Owner

Source: Placer County assessment roll, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1240 FRUITVALE RD, LINCOLN, CA 95648-9778
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2019	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Feb 28, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Dec 17, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Dec 14, 2021	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage MARVIN W S ROTH
Aug 16, 2017	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2015 · Amount on Record
Deed Sale	Mar 17, 2015 · Amount on Record
Prior Sale	Mar 12, 1999 · Amount on Record
Deed Document Number	201519589
Prior Transfer Date	Jun 18, 2013
Prior Transfer Doc	0000061140
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1240 FRUITVALE RD, LINCOLN, CA 95648-9778
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041747
Date	Jun 19, 2019
Instrument	2019-0041747

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1240 FRUITVALE RD, LINCOLN, CA 95648-9778
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017909
Date	Feb 28, 2020
Instrument	2020-0017909

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1240 FRUITVALE RD, LINCOLN, CA 95648-9778
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 FRUITVALE RD, LINCOLN, CA 95648-9778

Mortgage

Document Number	0000148863
Date	Dec 17, 2020
Instrument	2020-0148863

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1240 FRUITVALE RD, LINCOLN, CA 95648-9778
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 FRUITVALE RD, LINCOLN, CA 95648-9778

Mortgage

Document Number	0000151216
Date	Dec 14, 2021
Instrument	2021-0151216

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1240 FRUITVALE RD, LINCOLN, CA 95648-9778
Document Number	0000019704
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1240 FRUITVALE RD LINCOLN CA 956489778, LINCOLN, CA 95648-9778

Mortgage

Document Number	0000019704
Date	Mar 23, 2018
Instrument	19704

Lender

Name	MARVIN W S ROTH
Address	3000 LAVA RIDGE CT # 130, ROSEVILLE, CA 95661-2802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1240 FRUITVALE RD, LINCOLN, CA 95648-9778
Document Number	0000063974
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Sep 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1240 FRUITVALE RD LINCOLN CA 956489778, LINCOLN, CA 95648-9778

Mortgage

Document Number	0000063974
Date	Aug 21, 2017
Instrument	63974

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$662,308 (+2%) Land $294,208 Building $368,100
2025	$6,823.00 (+2.46%) Homeowner's exemption	$649,323 (+4.04%) Land $288,440 Building $360,883
2023	$6,659.00 (+1.57%) Homeowner's exemption	$624,111 Land $277,241 Building $346,870
2022	$6,556.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1986–1995)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
SkyHi Fixed Wireless	60 / 30

May also be available: AT&T, Radiate Holdings, Succeed.Net, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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