124 Buffalo St, Gowanda, NY 14070 Property Records

Erie County and Collins Town property record for 124 Buffalo St, Gowanda, NY 14070

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 2,304 sqft · built 1905
Lot Size	0.482 acres (20,952 sqft)
Owner	Individual Name on File
Last Sale	$83,210 (Nov 2013)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143601 349.15-2-11`

Property Details

APN / Parcel Number

Primary APN	`143601 349.15-2-11`
Alternative APNs	`36013491500002011000` `203 0091000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	3 Units
Stories	2 Stories
Building Area	2,304 sqft Total Area
1st Floor Area	1,116 sqft
2nd Floor Area	1,188 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	20,952 sqft (0.482 acres)
Lot Dimensions	194 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	203 0091000
Street Address	124 BUFFALO ST
City	GOWANDA
State	NY
Zip	14070-1044
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	HGWY HGWY WALLACE DEROUSSEAU 0.48A
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	11.000
Jurisdiction	ERIE NY
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2023
Census Tract	17501

Owner

Source: Erie County and Collins Town assessment roll, APN 143601 349.15-2-11, as of May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	124 BUFFALO ST, GOWANDA, NY 14070-1044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 07, 2013 · Amount on Record
Deed Sale	Nov 07, 2013 · Amount on Record
Deed Document Number	2013256934
Deed Book / Page	11255 / 9124
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	124 BUFFALO ST, GOWANDA, NY 14070-1044
Transaction Type	Mortgage
Record Updated	Nov 04, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 BUFFALO ST, GOWANDA, NY 14070-1044

Mortgage

Document Number	0140645806
Date	Aug 20, 2022
Book Page	14064/5806
Instrument	2022159089

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	256 Months
Due	Dec 01, 2043

Tax Assessment & Valuation

Source: Erie County and Collins Town assessment roll as of May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Collins Town
Municipality	Gowanda Village
Unified School District	Gowanda Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,603.00 (+6.51%)	$65,100 (-) Land $4,800 Building $60,300	$232,500 (+21.43%) Land $17,143 Building $215,357
2024	$2,444.00 Homeowner's exemption	$65,100 (-) Land $4,800 Building $60,300	$191,471 (+5.9%) Land $14,118 Building $177,353
2023	Homeowner's exemption	$65,100 Land $4,800 Building $60,300	$180,800 Land $13,331 Building $167,469

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), as of November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290175012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1996–2022)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Feb 2022 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Aug 2009 · 7 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 225 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Armstrong Holdings.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY0400340, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GOWANDA VILLAGE serves 2,800 people
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.