115 Buffalo St, Gowanda, NY 14070 Property Records

Erie County and Collins Town property record for 115 Buffalo St, Gowanda, NY 14070

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,635 sqft · built 1826
Lot Size	1.69 acres (73,698 sqft)
Owner	Individual Name on Record
Last Sale	$132,500 (Jan 2026)
Tax Bill	$3,637 (2026)
Deeds & Mortgages	Sep 2022 Second Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`143601 349.16-1-7`

Property Details

APN / Parcel Number

Primary APN	`143601 349.16-1-7`
Alternative APNs	`36013491600001007000` `203 0130000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,635 sqft Living Area
1st Floor Area	1,030 sqft
2nd Floor Area	605 sqft

Exterior

Year Built	Built 1826
Effective Year Built	Effective 1826
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	73,698 sqft (1.69 acres)
Lot Dimensions	426 ft deep x 173 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	203 0130000
Street Address	115 BUFFALO ST
City	GOWANDA
State	NY
Zip	14070-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRENNENSTUHL LUCE BARRIE HGWY 2.5AC
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	ERIE NY
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2014
Census Tract	17501

Owner

Source: Erie County and Collins Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 BUFFALO ST, GOWANDA, NY 14070-1007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK
Jan 7, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 15, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2026 · Amount on Record
Deed Sale	Jan 7, 2026 · Amount on Record
Prior Sale	Nov 15, 2018 · Amount on Record
Deed Document Number	20263157
Deed Book / Page	11455 / 6345
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	115 BUFFALO ST, GOWANDA, NY 14070-1007
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BUFFALO ST, GOWANDA, NY 14070-1007

Mortgage

Document Number	0140692106
Date	Sep 27, 2022
Book Page	14069/2106
Instrument	2022184366

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 6, 2032

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jan 7, 2026
Property Address	115 BUFFALO ST, GOWANDA, NY 14070-1007
Document Number	0114556345
Book / Page	11455 / 6345
Instrument Date	Nov 25, 2025
Instrument	2026003157
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 BUFFALO ST, GOWANDA, NY 14070-1007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BUFFALO ST, GOWANDA, NY 14070-1007

Mortgage

Document Number	0141865654
Date	Jan 7, 2026
Instrument	14186/5654

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Nov 15, 2018
Property Address	115 BUFFALO ST, GOWANDA, NY 14070-1007
Document Number	0113373545
Book / Page	11337 / 3545
Instrument Date	Nov 9, 2018
Instrument	2018228660
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Tax	$733.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 BUFFALO ST, 115, GOWANDA, NY 14070-1007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 BALZAC CT, TONAWANDA, NY 14150-7902

Tax Assessment & Valuation

Source: Erie County and Collins Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Collins Town
Municipality	Gowanda Village
Unified School District	Gowanda Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,637.00 (+390.16%)
2025	$742.00 (-62.69%)	$53,000 (-) Land $6,800 Building $46,200	$189,300 (+21.44%) Land $24,288 Building $165,012
2024	$1,989.00	$53,000 (-) Land $6,800 Building $46,200	$155,882 (+5.9%) Land $20,000 Building $135,882
2023		$53,000 (-) Land $6,800 Building $46,200	$147,200 (+16.64%) Land $18,886 Building $128,314
2022		$53,000 Land $6,800 Building $46,200	$126,200 Land $16,192 Building $110,008
2021	$691.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1996–2022)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Feb 2022 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Aug 2009 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Armstrong.

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