123 Buffalo St, Gowanda, NY 14070 Property Records

Erie County and Collins Town property record for 123 Buffalo St, Gowanda, NY 14070

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,048 sqft · built 1916
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,900 (Oct 2023)
Tax Bill	$5,202 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`203-0131000`

Property Details

APN / Parcel Number

Primary APN	`203-0131000`
Alternative APNs	`36013491600001006000` `143601 349.16-1-5.21` `143601 349.16-1-6`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,048 sqft Living Area
1st Floor Area	1,024 sqft
2nd Floor Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	198 ft deep x 87 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	432 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	203-0131000
Street Address	123 BUFFALO ST
City	GOWANDA
State	NY
Zip	14070-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMSTOCK KIONKE KIONKE HGWY
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	5.210
Jurisdiction	ERIE NY
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2014
Census Tract	17501

Owner

Source: Erie County and Collins Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 BUFFALO ST, GOWANDA, NY 14070-1007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed, Transfer · FHA Mortgage M & T BANK
Oct 17, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Deed Document Number	20232023185010
Deed Book / Page	11423 / 5701
Prior Transfer Date	Sep 9, 2022
Prior Transfer Doc	0114092192
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Oct 25, 2023
Property Address	123 BUFFALO ST, GOWANDA, NY 14070-1007
Document Number	0114235701
Book / Page	11423 / 5701
Instrument Date	Oct 10, 2023
Instrument	2023185010
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12402 VERSAILLES RD, IRVING, NY 14081-9406

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	630 ENGLEWOOD AVE # 8, 8, BUFFALO, NY 14223-2432

Mortgage

Document Number	0141082837
Date	Oct 25, 2023
Instrument	14108/2837

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0141082854
Date	Oct 25, 2023
Book Page	14108/2854
Instrument	2023185012

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERIE NY
Recording Date	Oct 17, 2022
Property Address	123 BUFFALO ST, GOWANDA, NY 14070-1007
Document Number	0114092192
Book / Page	11409 / 2192
Instrument Date	Sep 9, 2022
Instrument	2022197287
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12402 VERSAILLES RD, 12402, IRVING, NY 14081-9406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 BUFFALO ST, GOWANDA, NY 14070-1007

Tax Assessment & Valuation

Source: Erie County and Collins Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Collins Town
Municipality	Gowanda Village
Unified School District	Gowanda Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,202.00 (+390.29%)
2025	$1,061.00 (-40.56%)	$75,800 (-) Land $4,300 Building $71,500	$270,700 (+21.42%) Land $15,356 Building $255,344
2024	$1,785.00	$75,800 (-) Land $4,300 Building $71,500	$222,941 (+5.86%) Land $12,647 Building $210,294
2023		$75,800 (-) Land $4,300 Building $71,500	$210,600 (+16.68%) Land $11,947 Building $198,653
2022		$75,800 Land $4,300 Building $71,500	$180,500 Land $10,239 Building $170,261
2021	$528.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1996–2022)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Feb 2022 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Aug 2009 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Armstrong.

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