1239 Ruppel Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 1239 Ruppel Ln, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,266 sqft · built 2000
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$198,000 (Dec 2001)
Deeds & Mortgages	Sep 2020 Mortgage
APN	`04-19-0-215-010`

Property Details

APN / Parcel Number

Primary APN	`04-19-0-215-010`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,266 sqft Living Area
Basement Area	1,782 sqft
Finished Basement	600 sqft
Unfinished Basement	582 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Mixed
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	442 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1239 RUPPEL LN
City	O FALLON
State	IL
Zip	62269-7163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MANORS AT FAIRWOOD HILLS 5TH ADD LOT/SEC-105 DOC A01650388
Legal Subdivision	THE MANORS AT FAIRWOOD HILLS 5TH ADD
Legal Block	215
Legal Lot Number	105
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2000
Census Tract	504355

Owner

1239 Ruppel Ln is owned and occupied by two individuals who bought it in December 2001.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1239 RUPPEL LN, O FALLON, IL 62269-7163
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2001 · Amount on File
Deed Sale	Dec 7, 2001 · Amount on File
Deed Document Number	20011650388
Deed Book / Page	3607 / 1759
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1239 RUPPEL LN, O FALLON, IL 62269-7163
Document Number	00A2667844
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1239 RUPPEL LN O FALLON IL 622697163, O FALLON, IL 62269-7163

Mortgage

Document Number	00A2667844
Date	Sep 21, 2020
Instrument	2667844

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$112,229 Land $19,017 Building $93,212	$336,687 Land $57,051 Building $279,636
2022	$83,541 Land $14,156 Building $69,385	$250,623 Land $42,468 Building $208,155

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1239 Ruppel Ln; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1239 Ruppel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL	100 / 20