1234 Ruppel Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 1234 Ruppel Ln, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details5 ba · 1,176 sqft · built 1998
Lot Size0.56 acres (24,394 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (May 2016)
Tax Bill$11,718 (2025)
Deeds & MortgagesDec 2021 Mortgage
APN04-19-0-207-049

Property Details

APN / Parcel Number

Primary APN04-19-0-207-049

Interior

Full Baths5 Baths
Stories1 Story
Building Area1,176 sqft Living Area
Upper Floors Area18 sqft
Basement Area1,621 sqft
Finished Basement800 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2002
Exterior MaterialCombination
Construction TypeFrame
Lot Area24,394 sqft (0.56 acres)
Garage Area764 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area112 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1234 RUPPEL LN
CityO FALLON
StateIL
Zip62269-7164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE MANORS AT FAIRWOOD HILLS 4TH ADD LOT/SEC-79 A02495342
Legal SubdivisionTHE MANORS AT FAIRWOOD HILLS 4TH ADD
Legal Block207
Legal Lot Number79
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2000
Census Tract504355

Owner

1234 Ruppel Ln is owned and occupied by two individuals who bought it in May 2016.

Source: St. Clair County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1234 RUPPEL LN, O FALLON, IL 62269-7164
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2016 · Amount on File
Deed SaleMay 23, 2016 · Amount on File
Prior SaleMay 21, 2013 · Amount on File
Deed Document Number20162495342
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address1234 RUPPEL LN, O FALLON, IL 62269-7164
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02728680
DateDec 7, 2021
InstrumentA02728680
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1234 Ruppel Ln was $11,718 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,718.00$168,566 Land $31,879 Building $136,687$505,698 Land $95,637 Building $410,061
2022$124,628 Land $23,730 Building $100,898$373,884 Land $71,190 Building $302,694

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1234 Ruppel Ln; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1234 Ruppel Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wisper ISP
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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