1223 Ruppel Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 1223 Ruppel Ln, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,140 sqft · built 1999
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Oct 2025)
Tax Bill	$3,349 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
APN	`04-19-0-216-002`

Property Details

APN / Parcel Number

Primary APN	`04-19-0-216-002`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,140 sqft Living Area
Upper Floors Area	115 sqft
Basement Area	1,140 sqft
Finished Basement	2,108 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Mixed
Garage Area	764 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1223 RUPPEL LN
City	O FALLON
State	IL
Zip	62269-7162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MANORS AT FAIRWOOD HILLS 4TH ADD LOT/SEC-83 A02862472
Legal Subdivision	THE MANORS AT FAIRWOOD HILLS 4TH ADD
Legal Block	216
Legal Lot Number	83
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2001
Census Tract	504355

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1223 RUPPEL LN, O FALLON, IL 62269-7162
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Jan 27, 2025 · Amount on Record
Deed Document Number	20252862472
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 6, 2025
Property Address	1223 RUPPEL LN, O FALLON, IL 62269-7162
Document Number	0A02862472
Map Reference	MB 95 PG 70
Instrument Date	Sep 30, 2025
Instrument	A02862472
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	347 LOGAN DR, O FALLON, IL 62269-7146

Mortgage

Document Number	0A02862473
Date	Oct 6, 2025
Instrument	A02862473

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,349.00 (+208.66%)	$139,410 (+11.21%) Land $19,681 Building $119,729	$418,230 (+11.21%) Land $59,043 Building $359,187
2024	$1,085.00 Homeowner's exemption	$125,353 (+22.55%) Land $17,954 Building $107,399	$376,059 (+22.55%) Land $53,862 Building $322,197
2022		$102,286 Land $14,650 Building $87,636	$306,858 Land $43,950 Building $262,908

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL	100 / 20