1243 Ruppel Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 1243 Ruppel Ln, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,122 sqft · built 1999
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,000 (Jun 1999)
Tax Bill	$4,487 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
APN	`04-19-0-215-009`

Property Details

APN / Parcel Number

Primary APN	`04-19-0-215-009`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,122 sqft Living Area
Basement Area	2,122 sqft
Unfinished Basement	2,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Mixed
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1243 RUPPEL LN
City	O FALLON
State	IL
Zip	62269-7163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MANORS AT FAIRWOOD HILLS 5TH ADD LOT/SEC-104 A02722185
Legal Subdivision	THE MANORS AT FAIRWOOD HILLS 5TH ADD
Legal Block	215
Legal Lot Number	104
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2000
Census Tract	504355

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1243 RUPPEL LN, O FALLON, IL 62269-7163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1999 · Amount on Record
Deed Sale	Jun 1, 1999 · Amount on Record
Deed Document Number	19991504491
Last Transfer Date	Aug 29, 2021
Transfer Doc	0002722185
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Oct 19, 2021
Property Address	1243 RUPPEL LN, O FALLON, IL 62269-7163
Document Number	A02722185
Map Reference	MB 97 PG 5
Instrument Date	Aug 29, 2021
Instrument	A02722185
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1243 RUPPEL LN, O FALLON, IL 62269-7163

Mortgage

Document Number	A02722186
Date	Oct 19, 2021
Instrument	A02722186

Lender

Name	TOGETHER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,487.00	$108,682 (+34.34%) Land $20,237 Building $88,445	$326,046 (+34.34%) Land $60,711 Building $265,335
2022		$80,900 Land $15,064 Building $65,836	$242,700 Land $45,192 Building $197,508

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL	100 / 20