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1224 Ruppel Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 1224 Ruppel Ln, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details4 ba · 935 sqft · built 1997
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on File
Last Sale$455,000 (Apr 2024)
Tax Bill$10,007 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Jun 2018 Sale
APN04-19-0-207-051

Property Details

APN / Parcel Number

Primary APN04-19-0-207-051

Interior

Full Baths4 Baths
Stories2 Stories
Building Area935 sqft Living Area
Upper Floors Area129 sqft
Basement Area1,154 sqft
Unfinished Basement1,154 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeFrame
Lot Area23,087 sqft (0.53 acres)
Garage Area794 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area264 sqft
Deck Area563 sqft
Patio Area602 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1224 RUPPEL LN
CityO FALLON
StateIL
Zip62269-7164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE MANORS AT FAIRWOOD HILLS 4TH ADD LOT/SEC-77 A02809616
Legal SubdivisionTHE MANORS AT FAIRWOOD HILLS 4TH ADD
Legal Block207
Legal Lot Number77
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2000
Census Tract504355

Owner

1224 Ruppel Ln is owned and occupied by two individuals who bought it in April 2024.

Source: St. Clair County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1224 RUPPEL LN, O FALLON, IL 62269-7164
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2024Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 7, 2018Warranty Deed, Transfer
PROFESSIONAL TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2024 · Amount on File
Deed SaleApr 4, 2024 · Amount on File
Prior SaleJun 7, 2018 · Amount on File
Deed Document Number20242809616
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateApr 4, 2024
Property Address1224 RUPPEL LN, O FALLON, IL 62269-7164
Document Number0A02809616
Map ReferenceMB 95 PG 70
Instrument DateMar 26, 2024
InstrumentA02809616
Transaction TypeTransfer
Record UpdatedApr 18, 2024
Title CompanyADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$455.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1224 RUPPEL LN, O FALLON, IL 62269-7164

Mortgage

Document Number0A02809617
DateApr 4, 2024
InstrumentA02809617
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2054
Interest
Rate TypeFixed Rate
Rate6.62%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJun 7, 2018
Property Address1224 RUPPEL LN, O FALLON, IL 62269-7164
Document Number00A2578717
Instrument DateJun 6, 2018
Instrument2578717
Transaction TypeTransfer
Record UpdatedJun 26, 2018
Title CompanyPROFESSIONAL TITLE

Transaction

AmountAmount on Record
Tax$427.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1224 RUPPEL LN O FALLON IL 622697164, O FALLON, IL 62269-7164

Tax Assessment & Valuation

The 2025 property tax bill for 1224 Ruppel Ln was $10,007.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,007.00$138,838 Land $30,962 Building $107,876$416,514 Land $92,886 Building $323,628
2022$102,516 Land $23,047 Building $79,469$307,548 Land $69,141 Building $238,407

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1224 Ruppel Ln; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1224 Ruppel Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Wisper ISP
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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