1247 Ruppel Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 1247 Ruppel Ln, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,044 sqft · built 1999
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (Aug 2017)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
APN	`04-19-0-215-008`

Property Details

APN / Parcel Number

Primary APN	`04-19-0-215-008`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,044 sqft Living Area
Upper Floors Area	108 sqft
Basement Area	1,344 sqft
Finished Basement	936 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Frame
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Mixed
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1247 RUPPEL LN
City	O FALLON
State	IL
Zip	62269-7163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MANORS AT FAIRWOOD HILLS 5TH ADD LOT/SEC-103 DOC A02547395
Legal Subdivision	THE MANORS AT FAIRWOOD HILLS 5TH ADD
Legal Block	215
Legal Lot Number	103
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2000
Census Tract	504355

Owner

1247 Ruppel Ln is owned and occupied by two individuals who bought it in August 2017.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1247 RUPPEL LN, O FALLON, IL 62269-7163
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2017 · Amount on File
Deed Sale	Aug 11, 2017 · Amount on File
Prior Sale	Jun 22, 2010 · Amount on File
Deed Document Number	20172547395
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 11, 2017
Property Address	1247 RUPPEL LN, O FALLON, IL 62269-7163
Document Number	00A2547395
Instrument Date	Aug 7, 2017
Instrument	2547395
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1247 RUPPEL LN O FALLON IL 622697163, O FALLON, IL 62269-7163

Mortgage

Document Number	A2547396
Date	Aug 11, 2017
Instrument	2547396

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	ST LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2047

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$123,548 Land $22,354 Building $101,194	$370,644 Land $67,062 Building $303,582
2022	$91,966 Land $16,640 Building $75,326	$275,898 Land $49,920 Building $225,978

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1247 Ruppel Ln; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1247 Ruppel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL	100 / 20