San Diego County property record for 12327 Rancho Heights Rd, Pala, CA 92059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,379 sqft · built 2003 |
| Lot Size | 2.61 acres (114,127 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $532,000 (Jun 2010) |
| Tax Bill | $7,249 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 109-391-22-00 |
| Primary APN | 109-391-22-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,379 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 114,127 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 12327 RANCHO HEIGHTS RD |
|---|---|
| City | PALA |
| State | CA |
| Zip | 92059-1844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 3-9-2W NEQ ELY PAR PER ROS 8154 IN SEQ OF |
| Legal Range | 02W |
| Legal Township | 09 |
| Legal Section | 03 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 19108 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12327 RANCHO HEIGHTS RD, PALA, CA 92059-1844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2010 · Amount on Record |
| Deed Sale | Jun 2, 2010 · Amount on Record |
| Prior Sale | Feb 24, 2010 · Amount on Record |
| Deed Document Number | 2010274612 |
| Prior Transfer Date | Jan 11, 2010 |
| Prior Transfer Doc | 0000274612 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12327 RANCHO HEIGHTS RD, PALA, CA 92059-1844 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Title Company | BNT TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 12327 RANCHO HEIGHTS RD, PALA, CA 92059-1844 |
| Document Number | 0000667141 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2020-0667141 |
| Name | IMC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $700,432 (+2%) Land $266,830 Building $433,602 | |
| 2025 | $7,249.00 (+3.84%) Homeowner's exemption | $686,699 (+4.04%) Land $261,599 Building $425,100 |
| 2023 | $6,981.00 (+1.53%) Homeowner's exemption | $660,036 Land $251,442 Building $408,594 |
| 2022 | $6,876.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.6% of the US · above 97.5% of California |
|---|---|
| Wildfire Likelihood | 5% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Accel Wireless Fixed Wireless | 100 / 25 |
May also be available: AT&T, San Diego Broadband.
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