San Diego County property record for 12209 Rancho Heights Rd, Pala, CA 92059 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,752 sqft · built 2003 |
| Lot Size | 20.9 acres (912,582 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Sep 2016) |
| Tax Bill | $9,236 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2026 Transfer + 4 more |
| Flood Zone | Zone D (undetermined) |
| APN | 109-391-14-00 |
| Primary APN | 109-391-14-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,752 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 912,582 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 12209 RANCHO HEIGHTS RD |
|---|---|
| City | PALA |
| State | CA |
| Zip | 92059-1838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 2 TR PM03514 |
| Legal Subdivision | PARCEL MAP NO. 3514 |
| Legal Tract | 2 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 19108 |
Source: San Diego County records · APN 109-391-14-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12209 RANCHO HEIGHTS RD, PALA, CA 92059-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CREDIT UNION |
| Apr 08, 2026 | Gift Deed, Transfer ACCOMMODATION/COURTESY RECORDI |
| Aug 28, 2018 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Sep 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU |
| Nov 18, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 2016 · Amount on Record |
| Deed Sale | Sep 02, 2016 · Amount on Record |
| Prior Sale | Feb 21, 2002 · Amount on Record |
| Deed Document Number | 2016462657 |
| Last Transfer Date | Sep 17, 2019 |
| Transfer Doc | 0000533182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 15, 2026 |
| Property Address | 12209 RANCHO HEIGHTS RD, PALA, CA 92059-1838 |
| Document Number | 0000139516 |
| Instrument Date | May 07, 2026 |
| Instrument | 2026139516 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 12209 RANCHO HEIGHTS RD, PALA, CA 92059-1838 |
| Investor | Possibly a Property Investor |
| Document Number | 0000139516, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 2026139516 |
| Name | CALIFORNIA COAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 28, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 08, 2026 |
| Property Address | 12209 RANCHO HEIGHTS RD, PALA, CA 92059-1838 |
| Document Number | 0000096320 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202696320 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | ACCOMMODATION/COURTESY RECORDI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12209 RANCHO HEIGHTS RD, PALA, CA 92059-1838 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12209 RANCHO HEIGHTS RD, PALA, CA 92059-1838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000352924 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 2018-0352924 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 31, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12209 RANCHO HEIGHTS RD, PALA, CA 92059-1838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000295949 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 2020-0295949 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12209 RANCHO HEIGHTS RD, PALA, CA 92059-1838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 12209 RANCHO HEIGHTS RD, PALA, CA 92059-1838 |
| Document Number | 0000511289 |
|---|---|
| Date | Sep 03, 2020 |
| Instrument | 2020-0511289 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 30, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 18, 2019 |
| Property Address | 12209 RANCHO HEIGHTS RD, PALA, CA 92059-1838 |
| Document Number | 0000533182 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 533182 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12209 RANCHO HEIGHTS RD PALA CA 920591838, PALA, CA 92059-1838 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $858,245 (+2%) Land $272,269 Building $585,976 | |
| 2025 | $9,236.00 (-0.97%) Homeowner's exemption | $841,418 (+4.04%) Land $266,931 Building $574,487 |
| 2024 | $9,326.00 (+2.06%) | |
| 2023 | $9,138.00 (+1.42%) Homeowner's exemption | $808,747 Land $256,567 Building $552,180 |
| 2022 | $9,010.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Extreme above 100% of the US · above 98% of California |
|---|---|
| Wildfire Likelihood | About 1 in 24 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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