San Diego County property record for 12302 Rancho Heights Rd, Pala, CA 92059 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,501 sqft · built 2004 |
| Lot Size | 12.4 acres (542,322 sqft) |
| Owner | Individual Name on File |
| Last Sale | $780,000 (Jun 2007) |
| Tax Bill | $11,299 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 109-391-17-00 |
| Primary APN | 109-391-17-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,501 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 542,322 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 12302 RANCHO HEIGHTS RD |
|---|---|
| City | PALA |
| State | CA |
| Zip | 92059-1844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 3 TR PM05267 |
| Legal Subdivision | PARCEL MAP NO 5267 |
| Legal Tract | 5267 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 19108 |
Source: San Diego County records · APN 109-391-17-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12302 RANCHO HEIGHTS RD, PALA, CA 92059-1844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 11, 2025 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 2007 · Amount on Record |
| Deed Sale | Jun 11, 2007 · Amount on Record |
| Prior Sale | Jun 06, 2002 · Amount on Record |
| Deed Document Number | 2007391970 |
| Prior Transfer Date | Jun 05, 2007 |
| Prior Transfer Doc | 0000391969 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12302 RANCHO HEIGHTS RD, PALA, CA 92059-1844 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12302 RANCHO HEIGHTS RD, PALA, CA 92059-1844 |
| Document Number | 0000295324 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025-0295324 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12302 RANCHO HEIGHTS RD, PALA, CA 92059-1844 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 12302 RANCHO HEIGHTS RD, PALA, CA 92059-1844 |
| Document Number | 0000850575 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021-0850575 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12302 RANCHO HEIGHTS RD, PALA, CA 92059-1844 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12302 RANCHO HEIGHTS RD, PALA, CA 92059-1844 |
| Document Number | 0000093114 |
|---|---|
| Date | Apr 11, 2025 |
| Instrument | 2025-0093114 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12302 RANCHO HEIGHTS RD, PALA, CA 92059-1844 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 12302 RANCHO HEIGHTS RD, PALA, CA 92059-1844 |
| Document Number | 0000486472 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020-0486472 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,065,848 (+2%) Land $478,265 Building $587,583 | |
| 2025 | $11,299.00 (+20.55%) | $1,044,950 (+22.94%) Land $468,888 Building $576,062 |
| 2023 | $9,373.00 (+8.71%) | $850,000 Land $376,000 Building $474,000 |
| 2022 | $8,622.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Extreme above 99% of the US · above 94% of California |
|---|---|
| Wildfire Likelihood | About 1 in 21 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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