12251 Rancho Heights Rd, Pala, CA 92059 Property Records

San Diego County property record for 12251 Rancho Heights Rd, Pala, CA 92059 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,370 sqft · built 2004
Lot Size	2.63 acres (114,563 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Mar 2006)
Tax Bill	$12,146 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone D (undetermined)
APN	`109-391-20-00`

Property Details

APN / Parcel Number

Primary APN	`109-391-20-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,370 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	114,563 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	12251 RANCHO HEIGHTS RD
City	PALA
State	CA
Zip	92059-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 3-9-2W NEQ ELY PAR OF WLY 2 PARS PER ROS 8154 IN SEQ OF
Legal Range	02W
Legal Township	09
Legal Section	03
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	PAUMA VALLEY
Census Block Group	2
Census Block	2008
Census Tract	19108

Owner

Source: San Diego County records · APN 109-391-20-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12251 RANCHO HEIGHTS RD, PALA, CA 92059-1838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2006 · Amount on Record
Deed Sale	Mar 24, 2006 · Amount on Record
Prior Sale	Sep 10, 1999 · Amount on Record
Deed Document Number	2006203014
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12251 RANCHO HEIGHTS RD, PALA, CA 92059-1838
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12251 RANCHO HEIGHTS RD, PALA, CA 92059-1838

Mortgage

Document Number	0000482937
Date	Aug 25, 2020
Instrument	2020-0482937

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2045

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,200,000 (+4.35%) Land $368,000 Building $832,000
2025	$12,146.00 (+14.96%) Homeowner's exemption	$1,150,000 (+15%) Land $353,000 Building $797,000
2023	$10,565.00 (+4.75%) Homeowner's exemption	$1,000,000 Land $308,000 Building $692,000
2022	$10,086.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Flood Hazard	Undetermined not studied
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Extreme above 100% of the US · above 98% of California
Wildfire Likelihood	About 1 in 21 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.