12457 Rancho Heights Rd, Pala, CA 92059 Property Records

San Diego County property record for 12457 Rancho Heights Rd, Pala, CA 92059 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,063 sqft · built 2015
Lot Size2.55 acres (111,078 sqft)
OwnerCompany Name on File
Last Sale$968,500 (Apr 2017)
Tax Bill$12,961 (2025)
Deeds & MortgagesAug 2017 Mortgage
Oct 2021 Transfer
+ 4 more
Flood ZoneZone D (undetermined)
APN109-402-27-00

Property Details

APN / Parcel Number

Primary APN109-402-27-00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,063 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area111,078 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address12457 RANCHO HEIGHTS RD
CityPALA
StateCA
Zip92059-1848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 2-9-2W SWQ 2.55 AC PAR PER ROS 16743 IN W H OF
Legal Range02W
Legal Township09
Legal Section02
Legal SubdivisionPLAT 109-050-1
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group2
Census Block2008
Census Tract19108

Owner

Source: San Diego County records · APN 109-402-27-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 79214, CORONA, CA 92877-0173
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST CHOICE BANK
Oct 27, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Oct 27, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jun 11, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 11, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 21, 2017Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 21, 2017 · Amount on Record
Deed SaleApr 21, 2017 · Amount on Record
Prior SaleOct 26, 2006 · Amount on Record
Deed Document Number2017180927
Last Transfer DateAug 25, 2021
Transfer Doc0000747914
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12457 RANCHO HEIGHTS RD, PALA, CA 92059
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000355241
DateAug 07, 2017
Instrument2017-0355241
Lender
NameFIRST CHOICE BANK
TypeBank
AddressTEMECULA, CA 92590
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 27, 2021
Property Address12457 RANCHO HEIGHTS RD, PALA, CA 92059
Document Number0000747914
Instrument DateAug 25, 2021
Instrument2021-0747914
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address18167 US I9 NORTH #3 # 3, 3, CLEARWATER, FL 33764

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 27, 2021
Property Address12457 RANCHO HEIGHTS RD, PALA, CA 92059
Document Number0000747912
Instrument DateAug 25, 2021
Instrument2021-0747912
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address18167 US HIGHWAY 19 N # 3, 3, CLEARWATER, FL 33764-3528

Mortgage

Document Number0000747913
DateOct 27, 2021
Instrument2021-0747913
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 11, 2020
Property Address12457 RANCHO HEIGHTS RD, PALA, CA 92059
Document Number0000300422
Instrument DateJun 04, 2020
Instrument300422
Transaction TypeTransfer
Record UpdatedJun 19, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
AddressPO BOX 79214 CORONA CA 928770173, CORONA, CA 92877-0173

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 11, 2020
Property Address12457 RANCHO HEIGHTS RD, PALA, CA 92059
Document Number0000300423
Instrument DateJun 04, 2020
Instrument300423
Transaction TypeTransfer
Record UpdatedJun 19, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 79214 CORONA CA 928770173, CORONA, CA 92877-0173

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 21, 2017
Property Address12457 RANCHO HEIGHTS RD, PALA, CA 92059
Document Number0000180927
Instrument DateMar 11, 2017
Instrument2017-0180927
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyTICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12457 RANCHO HEIGHTS RD, PALA, CA 92059

Mortgage

Document Number0000180928
DateApr 21, 2017
Instrument2017-0180928
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Mortgage

Document Number0000180929
DateApr 21, 2017
Instrument2017-0180929
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictValley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,244,664 (+2%) Land $402,486 Building $842,178
2025$12,961.00 (+4.03%)$1,220,260 (+4.04%) Land $394,595 Building $825,665
2023$12,459.00 (+1.49%)$1,172,877 Land $379,273 Building $793,604
2022$12,276.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Flood HazardUndetermined
not studied
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskExtreme
above 100% of the US · above 97% of California
Wildfire LikelihoodAbout 1 in 22 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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