12265 Rancho Heights Rd, Pala, CA 92059 Property Records

San Diego County property record for 12265 Rancho Heights Rd, Pala, CA 92059 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,075 sqft · built 2008
Lot Size	2.56 acres (111,949 sqft)
Owner	Company Name on File
Last Sale	$148,500 (Jan 2004)
Tax Bill	$12,155 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone D (undetermined)
APN	`109-391-21-00`

Property Details

APN / Parcel Number

Primary APN	`109-391-21-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,075 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	111,949 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	12265 RANCHO HEIGHTS RD
City	PALA
State	CA
Zip	92059-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 3-9-2W NEQ WLY PAR OF ELY 2 PARS PER ROS 8154 IN SEQ OF
Legal Range	02W
Legal Township	09
Legal Section	03
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	PAUMA VALLEY
Census Block Group	2
Census Block	2008
Census Tract	19108

Owner

Source: San Diego County records · APN 109-391-21-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12265 RANCHO HEIGHTS RD, PALA, CA 92059-1838
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 05, 2004 · Amount on Record
Deed Sale	Jan 05, 2004 · Amount on Record
Deed Document Number	20044194
Last Transfer Date	Jan 06, 2015
Transfer Doc	0000020531
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12265 RANCHO HEIGHTS RD, PALA, CA 92059-1838
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ZZZ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12265 RANCHO HEIGHTS RD, PALA, CA 92059-1838

Mortgage

Document Number	0000021583
Date	Jan 12, 2021
Instrument	2021-0021583

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,173,958 (+2%) Land $249,510 Building $924,448
2025	$12,155.00 (+4.03%) Homeowner's exemption	$1,150,940 (+4.04%) Land $244,618 Building $906,322
2023	$11,684.00 (+10.08%) Homeowner's exemption	$1,106,249 Land $235,120 Building $871,129
2022	$10,614.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Flood Hazard	Undetermined not studied
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Extreme above 100% of the US · above 98% of California
Wildfire Likelihood	About 1 in 21 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.