123 Ginger Dr, Pottsboro, TX 75076 Property Records

Grayson County property record for 123 Ginger Dr, Pottsboro, TX 75076

Property Summary

Property Type	Single Family Home
Details	3,280 sqft · built 1998
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Mar 2018 Mortgage May 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049A6832001`

Property Details

APN / Parcel Number

Primary APN	`049A6832001`
Alternative APN	`110385`

Interior

Building Area	3,280 sqft Living Area
Gross Area	4,270 sqft
1st Floor Area	3,280 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2011
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	181 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	990 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	574 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Breezeway	Breezeway

Location & Zoning

Account Number	110385
Old Parcel Number	049A6832001
Street Address	123 GINGER DR
City	POTTSBORO
State	TX
Zip	75076-7049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH SLOPE PHASE FOUR RPLT, BLOCK 2, LOT 4, ACRES .48
Legal Subdivision	NORTH SLOPE PHASE FOUR RPLT
Legal Phase	4
Legal Block	2
Legal Lot Number	4
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1071
Census Tract	302

Owner

123 Ginger Dr is owned and occupied by an individual who acquired it in March 2017.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Individual Name on File
Mailing Address	123 GINGER DR, POTTSBORO, TX 75076-7049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2018	Deed of Trust, Mortgage FIRST UNITED BK
May 31, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST UNITED BK
Mar 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2017
Deed Sale	Mar 15, 2017
Deed Document Number	0005965868
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	123 GINGER DR, POTTSBORO, TX 75076-7049
Document Number	0000006197
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	GRAYSON COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 GINGER DR POTTSBORO TX 750767049, POTTSBORO, TX 75076-7049

Mortgage

Document Number	0000006197
Date	Mar 22, 2018
Instrument	6197

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DURANT, OK 74701

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2048

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	May 31, 2017
Property Address	123 GINGER DR, POTTSBORO, TX 75076-7049
Book / Page	006007 / 000726
Instrument Date	May 22, 2017
Instrument	11562
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018
Title Company	GRAYSON COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 GINGER DR POTTSBORO TX 750767049, POTTSBORO, TX 75076-7049

Mortgage

Document Number	0000011562
Date	May 31, 2017
Book Page	006007/000726
Instrument	11562

Lender

Name	FIRST UNITED BK
Type	Bank
Address	POTTSBORO, TX 75076

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 30, 2018

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 15, 2017
Property Address	123 GINGER DR, POTTSBORO, TX 75076-7049
Document Number	0000005419
Book / Page	005965 / 000868
Instrument Date	Mar 15, 2017
Instrument	5419
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 GINGER DR POTTSBORO TX 750767049, POTTSBORO, TX 75076-7049

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Pottsboro Town
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$563,500 Land $103,499 Building $460,001	$563,500 Land $103,499 Building $460,001
2023	$550,361 Land $80,256 Building $470,105	$550,361 Land $80,256 Building $470,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Ginger Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	18 (1990–2019)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Ginger Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POTTSBORO serves 2,874 people · EPA ID TX0910004
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	500 / 100

May also be available: 360 Broadband, Nextlink, Verizon.

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