124 Ginger Dr, Pottsboro, TX 75076 Property Records

Grayson County property record for 124 Ginger Dr, Pottsboro, TX 75076

Property Summary

Property Type	Single Family Home
Details	1,879 sqft · built 2000
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$392,000 (Aug 2025)
Tax Bill	$6,260 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049A6830005`

Property Details

APN / Parcel Number

Primary APN	`049A6830005`
Alternative APN	`110376`

Interior

Stories	1 Story
Building Area	1,879 sqft Living Area
Gross Area	2,385 sqft
1st Floor Area	1,879 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2009
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	182 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	245 sqft

Location & Zoning

Street Address	124 GINGER DR
City	POTTSBORO
State	TX
Zip	75076-7048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH SLOPE ADDN PHASE FOUR, BLOCK 1, LOT 5, ACRES .4
Legal Subdivision	NORTH SLOPE ADDN PHASE FOUR
Legal Block	1
Legal Lot Number	5
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1070
Census Tract	302

Owner

Source: Grayson County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 GINGER DR, POTTSBORO, TX 75076-7048
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Vendor's Lien, Transfer · FHA Mortgage GREAT WESTERN FINANCIAL SERVICES IN
Nov 17, 2017	Deed of Trust, Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on Record
Deed Sale	Aug 15, 2025 · Amount on Record
Prior Sale	May 17, 2021 · Amount on Record
Deed Document Number	202520935
Prior Transfer Date	Mar 19, 2021
Prior Transfer Doc	0000016169
Record Updated	Sep 20, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	May 17, 2021
Property Address	124 GINGER DR, POTTSBORO, TX 75076-7048
Document Number	0000016169
Map Reference	VOL 11 PG 34
Instrument Date	Mar 19, 2021
Instrument	2021-00016169
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	UTITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 GINGER DR, POTTSBORO, TX 75076-7048

Mortgage

Document Number	0000016170
Date	May 17, 2021
Instrument	2021-00016170

Lender

Name	GREAT WESTERN FINANCIAL SERVICES IN
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	124 GINGER DR, POTTSBORO, TX 75076-7048
Document Number	0000026282
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 GINGER DR POTTSBORO TX 750767048, POTTSBORO, TX 75076-7048

Mortgage

Document Number	0000026282
Date	Nov 22, 2017
Instrument	26282

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Pottsboro Town
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,260.00 (-18.63%) Homeowner's exemption	$409,375 (+4.18%) Land $96,355 Building $313,020	$409,375 (+4.18%) Land $96,355 Building $313,020
2024	$7,693.00 (+1.16%)
2023		$392,932 Land $70,400 Building $322,532	$392,932 Land $70,400 Building $322,532
2022	$7,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	18 (1990–2019)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POTTSBORO serves 2,874 people · EPA ID TX0910004
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	500 / 100

May also be available: 360 Broadband, Nextlink, Verizon.

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