120 Ginger Dr, Pottsboro, TX 75076 Property Records

Grayson County property record for 120 Ginger Dr, Pottsboro, TX 75076

Property Summary

Property Type	Single Family Home
Details	2,282 sqft · built 1999
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Tax Bill	$6,138 (2024)
Deeds & Mortgages	Sep 2024 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049A6830003`

Property Details

APN / Parcel Number

Primary APN	`049A6830003`
Alternative APN	`110374`

Interior

Building Area	2,282 sqft
Gross Area	2,753 sqft
1st Floor Area	2,282 sqft

Exterior

Year Built	Built 1999
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	173 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	471 sqft
Porch	Porch
Porch Area	372 sqft

Location & Zoning

Account Number	110374
Old Parcel Number	049A6830003
Street Address	120 GINGER DR
City	POTTSBORO
State	TX
Zip	75076-7048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH SLOPE ADDN PHASE FOUR, BLOCK 1, LOT 3, ACRES .38, UNDIVIDED INTEREST 50.0000000000%
Legal Subdivision	NORTH SLOPE ADDN PHASE FOUR
Legal Phase	4
Legal Block	1
Legal Lot Number	3
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1070
Census Tract	302

Owner

120 Ginger Dr is owned and occupied by an individual who acquired it in September 2024.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	120 GINGER DR, POTTSBORO, TX 75076-7048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2024	Vendor's Lien, Transfer · Conventional Mortgage GRANITE COMMUNITY BANK
Apr 28, 2020	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY FIRST BANK
May 25, 2017	Warranty Deed, Transfer MORTGAGES USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2024
Deed Sale	Sep 17, 2024
Prior Sale	Apr 28, 2020
Deed Document Number	2024-25236
Record Updated	Jun 7, 2026

September 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Sep 17, 2024
Property Address	120 GINGER DR, POTTSBORO, TX 75076-7048
Document Number	0000025236
Map Reference	VOL 11 PG 33-34
Instrument Date	Sep 16, 2024
Instrument	2024-25236
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 GINGER DR, POTTSBORO, TX 75076-7048

Mortgage

Document Number	0000025237
Date	Sep 17, 2024
Instrument	2024-25237

Lender

Name	GRANITE COMMUNITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Apr 28, 2020
Property Address	120 GINGER DR, POTTSBORO, TX 75076-7048
Document Number	0000010082
Map Reference	VOL 11 PG 33&34
Instrument Date	Apr 27, 2020
Instrument	2020-00010082
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 GINGER DR, POTTSBORO, TX 75076-7048

Mortgage

Document Number	0000010083
Date	Apr 28, 2020
Instrument	2020-00010083

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	May 25, 2017
Property Address	120 GINGER DR, POTTSBORO, TX 75076-7048
Document Number	0000011196
Book / Page	006005 / 000363
Instrument Date	May 23, 2017
Instrument	11196
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 GINGER DR POTTSBORO TX 750767048, POTTSBORO, TX 75076-7048

Mortgage

Document Number	11197
Date	May 25, 2017
Book Page	006005/000367
Instrument	11197

Lender

Name	MORTGAGES USA
Type	Mortgage Company
Address	DALLAS, TX 75244

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 24, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Pottsboro Town
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$198,844 Land $46,927 Building $151,917	$198,844 Land $46,927 Building $151,917
2024	$6,138.00
2023		$414,494 Land $67,716 Building $346,778	$414,494 Land $67,716 Building $346,778
2022	$5,741.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Ginger Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	18 (1990–2019)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Ginger Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POTTSBORO serves 2,874 people · EPA ID TX0910004
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	500 / 100

May also be available: 360 Broadband, Nextlink, Verizon.

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