118 Ginger Dr, Pottsboro, TX 75076 Property Records

Grayson County property record for 118 Ginger Dr, Pottsboro, TX 75076

Property Summary

Property Type	Single Family Home
Details	2,301 sqft · built 1999
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,600 (May 2019)
Tax Bill	$6,548 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049A6830002`

Property Details

APN / Parcel Number

Primary APN	`049A6830002`
Alternative APN	`110373`

Interior

Stories	1 Story
Building Area	2,301 sqft Living Area
Gross Area	2,741 sqft
1st Floor Area	2,301 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2012
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	169 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	971 sqft

Location & Zoning

Street Address	118 GINGER DR
City	POTTSBORO
State	TX
Zip	75076-7048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH SLOPE ADDN PHASE FOUR, BLOCK 1, LOT 2, ACRES .37
Legal Subdivision	NORTH SLOPE ADDN PHASE FOUR
Legal Block	1
Legal Lot Number	2
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1070
Census Tract	302

Owner

Source: Grayson County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 GINGER DR, POTTSBORO, TX 75076-7048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit FROST BANK
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWN SQUARE MORTGAGE & INVESTMENTS INC
May 1, 2019	Vendor's Lien, Transfer · FHA Mortgage TOWN SQUARE MORTGAGE & INVESTMENTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Dec 5, 2012 · Amount on Record
Deed Document Number	20199920
Prior Transfer Date	Oct 6, 2011
Prior Transfer Doc	0000020753
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	118 GINGER DR, POTTSBORO, TX 75076-7048
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 GINGER DR, POTTSBORO, TX 75076-7048

Mortgage

Document Number	0000026032
Date	Oct 6, 2025
Instrument	2025-26032

Lender

Name	FROST BANK
Type	Bank
Address	PO BOX 1600, SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	118 GINGER DR, POTTSBORO, TX 75076-7048
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012706
Date	Apr 20, 2021
Instrument	2021-00012706

Lender

Name	TOWN SQUARE MORTGAGE & INVESTMENTS INC
Type	Mortgage Company
Address	DALLAS, TX 75248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	May 1, 2019
Property Address	118 GINGER DR, POTTSBORO, TX 75076-7048
Document Number	0000009920
Map Reference	VOL 11 PG 33&34
Instrument Date	Apr 29, 2019
Instrument	2019-00009920
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1468, POTTSBORO, TX 75076-1468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 SINGER, POTTSBORO, TX 75076

Mortgage

Document Number	0000009921
Date	May 1, 2019
Instrument	2019-00009921

Lender

Name	TOWN SQUARE MORTGAGE & INVESTMENTS
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Pottsboro Town
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,548.00 (+5.95%) Homeowner's exemption	$424,960 (+2.27%)	$431,126 (+3.75%) Land $92,674 Building $338,452
2024	$6,180.00 (+3.03%)
2023		$415,539 Land $66,341 Building $349,198	$415,539 Land $66,341 Building $349,198
2022	$5,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	18 (1990–2019)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POTTSBORO serves 2,874 people · EPA ID TX0910004
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	500 / 100

May also be available: 360 Broadband, Nextlink, Verizon.

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