122 Ginger Dr, Pottsboro, TX 75076 Property Records

Grayson County property record for 122 Ginger Dr, Pottsboro, TX 75076

Property Summary

Property Type	Single Family Home
Details	2,188 sqft · built 1999
Lot Size	0.389 acres (16,988 sqft)
Owner	2 Owner Names on File
Tax Bill	$6,195 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`049A6830004`

Property Details

APN / Parcel Number

Primary APN	`049A6830004`
Alternative APN	`110375`

Interior

Building Area	2,188 sqft Living Area
Gross Area	2,707 sqft
1st Floor Area	2,188 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2011
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	177 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	142 sqft
Deck Area	127 sqft
Patio Area	630 sqft
Utility Building	64 sqft

Location & Zoning

Account Number	110375
Old Parcel Number	049A6830004
Street Address	122 GINGER DR
City	POTTSBORO
State	TX
Zip	75076-7048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH SLOPE ADDN PHASE FOUR, BLOCK 1, LOT 4, ACRES .39
Legal Subdivision	NORTH SLOPE ADDN PHASE FOUR
Legal Phase	4
Legal Block	1
Legal Lot Number	4
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1070
Census Tract	302

Owner

The current owner of 122 Ginger Dr acquired it in June 2006.

Source: Grayson County records, as of October 20, 2025

Owner of Record	2 Owner Names on File
Mailing Address	122 GINGER DR, POTTSBORO, TX 75076-7048
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 20, 2019	Loan Modification, Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2006
Deed Sale	Jun 14, 2006
Deed Document Number	2006-00014452
Deed Book / Page	04068 / 00198
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	122 GINGER DR, POTTSBORO, TX 75076-7048
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008101
Date	Mar 11, 2022
Instrument	2022-8101

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	122 GINGER DR, POTTSBORO, TX 75076-7048
Document Number	0000017486
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 GINGER DR POTTSBORO TX 750767048, POTTSBORO, TX 75076-7048

Mortgage

Document Number	0000017486
Date	Jul 24, 2019
Instrument	17486

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DURANT, OK 74702-0130

Agreement

Amount	Amount on Record
Term	84 Months
Due	Jul 23, 2026

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Pottsboro Town
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$425,803 Land $95,135 Building $338,355	$433,490 Land $95,135 Building $338,355
2024	$6,195.00
2023		$418,252 Land $69,069 Building $349,183	$418,252 Land $69,069 Building $349,183
2022	$7,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Ginger Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	18 (1990–2019)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Ginger Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POTTSBORO serves 2,874 people · EPA ID TX0910004
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	500 / 100

May also be available: 360 Broadband, Nextlink, Verizon.

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